Clay County property record for 504 193rd St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2006 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $418,950 (May 2026) |
| Tax Bill | $3,337 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-918-00-06-013.00 |
| Primary APN | 01-918-00-06-013.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 110 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 504 193RD ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE MEADOWS 1ST PLAT LT 22 |
| Legal Range | 33W |
| Legal Township | 54N |
| Legal Section | 35 |
| Legal Subdivision | LAKE MEADOWS 1ST |
| Legal Lot Number | 22 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 21900 |
Source: Clay County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 504 193RD ST, SMITHVILLE, MO 64089-9187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Aug 6, 2025 | Deed of Trust, Mortgage · Line of Credit NODAWAY VALLEY BANK |
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK AND TRUST |
| Aug 27, 2020 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Jul 30, 2014 · Amount on Record |
| Deed Document Number | 202614268 |
| Deed Book / Page | 10176 / 151 |
| Prior Transfer Date | Aug 20, 2020 |
| Prior Transfer Doc | 0000030955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 504 193RD ST, SMITHVILLE, MO 64089-9187 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 504 193RD ST, SMITHVILLE, MO 64089-9187 |
| Document Number | 0000039514 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 9171/144 |
| Instrument | 2021039514 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 504 193RD ST, SMITHVILLE, MO 64089-9187 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 504 193RD ST, SMITHVILLE, MO 64089-9187 |
| Document Number | 0000019817 |
|---|---|
| Date | Aug 6, 2025 |
| Book Page | 9988/97 |
| Instrument | 2025019817 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SMITHVILLE, MO 64089 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 28, 2026 |
| Property Address | 504 193RD ST, SMITHVILLE, MO 64089-9187 |
| Document Number | 0000014268 |
| Book / Page | 10176 / 151 |
| Instrument Date | May 26, 2026 |
| Instrument | 202614268 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 193RD ST, SMITHVILLE, MO 64089-9187 |
| Document Number | 0000014284, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202614284 |
| Name | STIFEL BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 27, 2020 |
| Property Address | 504 193RD ST, SMITHVILLE, MO 64089-9187 |
| Document Number | 0000030955 |
| Book / Page | 008781 / 000128 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 30955 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 504 193RD ST SMITHVILLE MO 640899187, SMITHVILLE, MO 64089-9187 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,337.00 (+1.09%) | $46,890 (+2.54%) | $246,789 (+2.54%) |
| 2024 | $3,301.00 (+4.56%) | ||
| 2023 | $3,157.00 (+24.39%) | $45,730 | $240,684 |
| 2019 | $2,538.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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