5039 Whetstone Rd, Columbia, MD 21044 Property Records

Howard County property record for 5039 Whetstone Rd, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,715 sqft · built 1973
Lot Size	0.307 acres (13,372 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jun 2019)
Tax Bill	$10,101 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-014792`

Property Details

APN / Parcel Number

Primary APN	`15-014792`
Alternative APN	`014792`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,715 sqft Total Area
Basement Area	517 sqft
Finished Basement	517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,372 sqft (0.307 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	252 sqft
Patio Area	483 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014792
Street Address	5039 WHETSTONE RD
City	COLUMBIA
State	MD
Zip	21044-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 26 S 9 AR 3 5039 WHETSTONE RD VWL RUNNUNG BROOK
Legal Subdivision	VWL RUN
Legal Lot Number	26
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	4
Census Block	4003
Census Tract	605401

Owner

5039 Whetstone Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5039 WHETSTONE RD, COLUMBIA, MD 21044-1530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jun 4, 2019	Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Dec 18, 1997 · Amount on File
Deed Book / Page	18701 / 111
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5039 WHETSTONE RD, COLUMBIA, MD 21044-1530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REALTY TITLE OF TYSONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193770038
Date	May 19, 2020
Book Page	19377/38

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 4, 2019
Property Address	5039 WHETSTONE RD, COLUMBIA, MD 21044-1530
Document Number	0187010111
Book / Page	18701 / 111
Map Reference	MB 13 PL 27
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	REALTY TITLE OF TYSONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5039 WHETSTONE RD, COLUMBIA, MD 21044-1530

Mortgage

Document Number	18701119
Date	Jun 4, 2019
Instrument	18701/119

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5039 WHETSTONE RD, COLUMBIA, MD 21044-1530
Document Number	0184080200
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5039 WHETSTONE RD COLUMBIA MD 210441530, COLUMBIA, MD 21044-1530

Mortgage

Document Number	0184080200
Date	Oct 12, 2018
Book Page	018408/000200

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5039 Whetstone Rd was $10,101, up 6.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,101.00 (+6.65%)	$657,767 (+6.72%)	$699,200 (-) Land $291,100 Building $408,100
2025	$9,471.00	$616,333	$699,200 Land $291,100 Building $408,100
2023		$525,467	$574,900 Land $246,100 Building $328,800
2022	$5,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5039 Whetstone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 13 condo units
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5039 Whetstone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Whetstone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures