5039 Watersail Way, Clover, SC 29710 Property Records

York County property record for 5039 Watersail Way, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,428 sqft · built 2020
Lot Size	0.2 acres (8,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Jul 2023)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`576-07-01-175`

Property Details

APN / Parcel Number

Primary APN	`576-07-01-175`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,428 sqft Living Area
1st Floor Area	1,461 sqft
2nd Floor Area	1,734 sqft
Basement Area	1,461 sqft
Finished Basement	1,233 sqft
Unfinished Basement	228 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	8,714 sqft (0.2 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	142 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	5039 WATERSAIL WAY
City	CLOVER
State	SC
Zip	29710-7876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 44 PHS 3 LAKE CREST
Legal Subdivision	LAKE CREST
Legal Lot Number	44
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2001
Census Tract	61709

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · VA Mortgage SERVIS ONE INC
Dec 12, 2025	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Jul 12, 2023	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Sep 29, 2020	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202321213
Deed Book / Page	20848 / 23
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876

Mortgage

Document Number	2126000346
Date	Apr 18, 2024
Book Page	21260/346
Instrument	2024011749

Lender

Name	SERVIS ONE INC
Type	Mortgage Company
Address	1425 GREENWAY DR STE 400, IRVING, TX 75038

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Oct 1, 2050

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876

Mortgage

Document Number	2230200461
Date	Dec 12, 2025
Book Page	22302/461
Instrument	2025042398

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 12, 2023
Property Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876
Document Number	2084800023
Book / Page	20848 / 23
Map Reference	MB 158 PG 303
Instrument Date	Jul 12, 2023
Instrument	2023021213
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,898.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876

Mortgage

Document Number	2023021214
Date	Jul 12, 2023
Instrument	2023021214

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK SC
Recording Date	Sep 29, 2020
Property Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876
Document Number	1861800187
Book / Page	18618 / 187
Map Reference	MB 158 PG 303
Instrument Date	Sep 28, 2020
Instrument	2020045767
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5039 WATERSAIL WAY, CLOVER, SC 29710-7876

Mortgage

Document Number	2020045768
Date	Sep 29, 2020
Instrument	2020045768

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,860.00	$28,200 Land $3,000 Building $25,200	$705,000 (+42.15%) Land $75,000 Building $630,000
2023			$495,953 (-) Land $65,000 Building $430,953
2022	Additional exemption filed		$495,953 Land $65,000 Building $430,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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