Saginaw County property record for 5039 State St, Saginaw, MI 48603
| Property Type | Commercial |
|---|---|
| Details | 36,545 sqft · built 1958 |
| Lot Size | 3.7 acres (161,520 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $54,898 (2025) |
| Deeds & Mortgages | Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-20-1018-000 |
| Primary APN | 23-12-4-20-1018-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 36,545 sqft Total Area |
| 1st Floor Area | 38,005 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 161,520 sqft (3.7 acres) |
| Lot Dimensions | 257 ft deep x 547 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5039 STATE ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-3709 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-4 |
| Legal Description | N 452.1 FT OF E 498.3 FT OF NE 1/4 EXC N 170 FT OF E 153 FT ALSO EXC S 80.0 FT OF N 275 FT OF E 153 FT 4.29 ACRES SEC 20 T12N |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 20 |
| Legal Subdivision | NE4S20T12NR4E |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10404 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5155 STATE ST, SAGINAW, MI 48603-3712 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 5039 STATE ST, SAGINAW, MI 48603-3709 |
| Document Number | 0000019718 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5155 STATE ST SAGINAW MI 486033712, SAGINAW, MI 48603-3712 |
| Document Number | 0000019718 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 19718 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | 6640 BAY RD, SAGINAW, MI 48604-9735 |
| Amount | Amount Recorded |
|---|
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,240,600 (+11.55%) | $2,481,200 (+11.55%) | |
| 2025 | $54,898.00 (+14.19%) | ||
| 2023 | $1,112,100 | $2,224,200 | |
| 2022 | $48,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Ripple Fiber.
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