Pasco County property record for 5039 Silver Charm Ter, Wesley Chapel, FL 33544
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,080 sqft · built 2002 |
| Lot Size | 0.306 acres (13,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $459,000 (Oct 2021) |
| Tax Bill | $2,932 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-19-0090-00900-0090 |
| Primary APN | 11-26-19-0090-00900-0090 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 3,997 sqft |
| 1st Floor Area | 3,080 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,360 sqft (0.306 acres) |
| Garage Area | 579 sqft |
| Driveway | Driveway |
| Driveway Area | 998 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 338 sqft |
| Patio Area | 480 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0705209 |
|---|---|
| Street Address | 5039 SILVER CHARM TER |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33544-1583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | LEXINGTON OAKS VILLAGES 8 & 9 PB 39 PG 073 BLOCK 9 LOT 9 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | LEXINGTON OAKS |
| Legal Tract | 90 |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 32011 |
5039 Silver Charm Ter is owned and occupied by an individual who bought it in October 2021.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5039 SILVER CHARM TER, WESLEY CHAPEL, FL 33544-1583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Oct 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Prior Sale | Jul 15, 2016 · Amount on File |
| Deed Document Number | 2021212075 |
| Deed Book / Page | 10453 / 2213 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 5039 SILVER CHARM TER, WESLEY CHAPEL, FL 33544-1583 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5039 SILVER CHARM TER, WESLEY CHAPEL, FL 33544-1583 |
| Document Number | 0108381265 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | 10838/1265 |
| Instrument | 2023109705 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 5, 2021 |
| Property Address | 5039 SILVER CHARM TER, WESLEY CHAPEL, FL 33544-1583 |
| Document Number | 0104532213 |
| Book / Page | 10453 / 2213 |
| Map Reference | MB 39 PG 73-76 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021212075 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,213.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27945 AUSTIN WOODS DR, 27945, DADE CITY, FL 33525-8024 |
| Name | Verified Name |
|---|---|
| Address | 5039 SILVER CHARM TER, WESLEY CHAPEL, FL 33544-1583 |
| Document Number | 104532215 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 10453/2215 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 5039 Silver Charm Ter was $2,932 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,932.00 Homeowner's exemption | $478,540 Land $85,007 Building $393,533 | $530,147 Land $85,007 Building $445,140 |
| 2023 | $2,697.00 (+14.28%) Additional exemption filed | $451,520 (+3%) Land $65,457 Building $386,063 | $527,566 (+20.35%) Land $65,457 Building $462,109 |
| 2022 | $2,360.00 Homeowner's exemption | $438,373 Land $54,577 Building $383,796 | $438,373 Land $54,577 Building $383,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5039 Silver Charm Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5039 Silver Charm Ter is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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