5039 Riverbed Ct, Riverbank, CA 95367 Property Records

Stanislaus County property record for 5039 Riverbed Ct, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,612 sqft · built 2005
Lot Size	0.147 acres (6,418 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Nov 2025)
Tax Bill	$7,784 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075-091-039-000`

Property Details

APN / Parcel Number

Primary APN	`075-091-039-000`
Alternative APN	`0759139000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,612 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,418 sqft (0.147 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	5039 RIVERBED CT
City	RIVERBANK
State	CA
Zip	95367-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIVR1
Legal Description	POR. TROTTERS RIDGE #2 (42M04) LOT 39
Legal Subdivision	TROTTERS RDG 02
Legal Block	2
Legal Lot Number	39
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2013
Census Tract	406

Owner

5039 Riverbed Ct is owned and occupied by two individuals who bought it in November 2025.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5039 RIVERBED CT, RIVERBANK, CA 95367-9448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA
Nov 26, 2025	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Deed Document Number	202558919
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0000075401
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5039 RIVERBED CT, RIVERBANK, CA 95367-9448
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5039 RIVERBED CT, RIVERBANK, CA 95367-9448

Mortgage

Document Number	0000022925
Date	Mar 30, 2022
Instrument	2022-0022925

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 26, 2025
Property Address	5039 RIVERBED CT, RIVERBANK, CA 95367-9448
Document Number	0000058919
Map Reference	MB 42 PG 4
Instrument Date	Nov 19, 2025
Instrument	2025-0058919
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5039 RIVERBED CT, RIVERBANK, CA 95367-9448

Mortgage

Document Number	0000058920
Date	Nov 26, 2025
Instrument	2025-0058920

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 30, 2020
Property Address	5039 RIVERBED CT, RIVERBANK, CA 95367-9448
Document Number	0000075401
Map Reference	MB 42 PG 4
Instrument Date	Sep 25, 2020
Instrument	2020-0075401
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5039 RIVERBED CT, RIVERBANK, CA 95367-9448

Mortgage

Document Number	0000075402
Date	Sep 30, 2020
Instrument	2020-0075402

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 5039 Riverbed Ct was $7,784, up 8.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,784.00 (+8.67%)	$605,000 (+8.6%) Land $230,000 Building $375,000
2025	$7,163.00 Homeowner's exemption	$557,102 Land $134,628 Building $422,474
2023	$6,869.00 (+4.5%) Homeowner's exemption	$535,471 Land $129,401 Building $406,070
2022	$6,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5039 Riverbed Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5039 Riverbed Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Spectrum Cable	1,000 / 35
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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