5039 Catfish Loop, Johns Island, SC 29455 Property Records

Charleston County property record for 5039 Catfish Loop, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,789 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Nov 2020)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-10-00-152`

Property Details

APN / Parcel Number

Primary APN	`281-10-00-152`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,789 sqft Living Area
Gross Area	1,060 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Oil

Location & Zoning

Street Address	5039 CATFISH LOOP
City	JOHNS ISLAND
State	SC
Zip	29455-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L18 MAPPLATP 0357-0360 SUBDIVISIONNAME ST JOHNS LAKE PHASE 2 BLOCK LOT 244 GOVLOT TRACT
Legal Phase	2
Legal Lot Number	244
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	1
Census Block	1034
Census Tract	2106

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5039 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2020	Grant Deed, Transfer · Conventional Mortgage AMERIS BK
Nov 13, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2020 · Amount on Record
Deed Sale	Nov 21, 2020 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Book / Page	937 / 690
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 21, 2020
Property Address	5039 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001
Document Number	0937/0690
Book / Page	000937 / 000690
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5039 CATFISH LOOP JOHNS ISLAND SC 294559001, JOHNS ISLAND, SC 29455-9001

Mortgage

Document Number	937/0691
Date	Nov 21, 2020
Book Page	000937/000691

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2050

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 13, 2019
Property Address	5039 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001
Document Number	0839/0122
Book / Page	000839 / 000122
Instrument Date	Oct 14, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.84
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5039 CATFISH LOOP JOHNS ISLAND SC 294559001, JOHNS ISLAND, SC 29455-9001

Mortgage

Document Number	839/0124
Date	Nov 13, 2019
Book Page	000839/000124

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,274.00 (+8.52%)	$366,850 (+3,309.39%) Land $74,750 Building $292,100	$498,000 (+56.11%) Land $117,300 Building $380,700
2024	$1,174.00 (-7.19%)	$10,760 (-15.67%)
2022	$1,265.00	$12,760	$319,000 (-) Land $65,000 Building $254,000
2020			$319,000 Land $65,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 322 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	322 in force
Nearby Flood Claims	7 (2005–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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