Orange County property record for 5039 Beach River Rd, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,458 sqft · built 2004 |
| Lot Size | 0.329 acres (14,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $369,000 (Jul 2018) |
| Tax Bill | $6,026 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-27-8390-00-990 |
| Primary APN | 10-23-27-8390-00-990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,458 sqft Living Area |
| Gross Area | 3,551 sqft |
| 1st Floor Area | 1,309 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,316 sqft (0.329 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 323 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5039 BEACH RIVER RD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | SUMMERPORT PHASE 2 54/104 LOT 99 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | SUMMERPORT PH 2 |
| Legal Phase | 2 |
| Legal Tract | 8390 |
| Legal Lot Number | 99 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 17114 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5039 BEACH RIVER RD, WINDERMERE, FL 34786-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on Record |
| Deed Sale | Jul 16, 2018 · Amount on Record |
| Prior Sale | Feb 7, 2005 · Amount on Record |
| Deed Document Number | 2018415912 |
| Prior Transfer Date | Jul 19, 2007 |
| Prior Transfer Doc | 0000593308 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5039 BEACH RIVER RD, WINDERMERE, FL 34786-3131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5020 BEACH RIVER RD, WINDERMERE, FL 34786-3130 |
| Document Number | 20210291130 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 20210291130 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5039 BEACH RIVER RD, WINDERMERE, FL 34786-3131 |
| Document Number | 0000534742 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5039 BEACH RIVER RD WINDERMERE FL 347863131, WINDERMERE, FL 34786-3131 |
| Document Number | 0000534742 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 534742 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 5039 BEACH RIVER RD, WINDERMERE, FL 34786-3131 |
| Document Number | 0000415912 |
| Map Reference | MB 54 PG 104-111 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 20180415912 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | TREASURE TITLE INSURANCE AGE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,583.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 W 31ST ST, 435, NEW YORK, NY 10001-4658 |
| Name | Verified Name |
|---|---|
| Address | 5033 BEACH RIVER RD, WINDERMERE, FL 34786-3131 |
| Document Number | 0000415913 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 20180415913 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,652 (+2.7%) | $599,570 (-1.38%) Land $150,000 Building $449,570 | |
| 2025 | $6,026.00 (+4.87%) Homeowner's exemption | $371,618 (+5.99%) | $607,930 (+21.6%) Land $150,000 Building $457,930 |
| 2024 | $5,746.00 (+7.42%) | ||
| 2023 | $5,349.00 (+3.92%) Homeowner's exemption | $350,626 (+3%) | $499,940 (+15.92%) Land $140,000 Building $359,940 |
| 2022 | $5,147.00 Homeowner's exemption | $340,414 | $431,296 Land $125,000 Building $306,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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