5038 Timber Ridge Trl, Ocoee, FL 34761 Property Records

Orange County property record for 5038 Timber Ridge Trl, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1989
Lot Size	0.286 acres (12,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2019)
Tax Bill	$3,633 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7821-01-270`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7821-01-270`
Alternative APNs	`282203782101270` `223803` `228333` `232839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,465 sqft (0.286 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5038 TIMBER RIDGE TRL
City	OCOEE
State	FL
Zip	34761-8424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 1 23/32 LOT 127
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 1
Legal Phase	1
Legal Tract	7821
Legal Block	1
Legal Lot Number	127
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2002
Census Tract	15006

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5038 TIMBER RIDGE TRL, OCOEE, FL 34761-8424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC
Jul 11, 2017	Quit Claim Deed, Transfer FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	2019473718
Prior Transfer Date	Mar 26, 2013
Prior Transfer Doc	0000171187
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5038 TIMBER RIDGE TRL, OCOEE, FL 34761-8424
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000749931
Date	Dec 8, 2021
Instrument	20210749931

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 1, 2019
Property Address	5038 TIMBER RIDGE TRL, OCOEE, FL 34761-8424
Document Number	0000473718
Map Reference	MB 23 PG 32-35
Instrument Date	Jul 17, 2019
Instrument	20190473718
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	UNITED TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 FIREWOOD AVE, 505, EUSTIS, FL 32726-5631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 TIMBER RIDGE TRL, OCOEE, FL 34761-8424

Mortgage

Document Number	0000473719
Date	Aug 1, 2019
Instrument	20190473719

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 11, 2017
Property Address	5038 TIMBER RIDGE TRL, OCOEE, FL 34761-8424
Document Number	0000381814
Instrument Date	Jul 6, 2017
Instrument	381814
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$532.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 TIMBER RIDGE TRL OCOEE FL 347618424, OCOEE, FL 34761-8424

Mortgage

Document Number	381815
Date	Jul 11, 2017
Instrument	381815

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,728 (+2.7%)	$270,390 (-1.43%) Land $90,000 Building $180,390
2025	$3,633.00 (+7.17%) Homeowner's exemption	$222,715 (+5.99%)	$274,300 (+8.06%) Land $90,000 Building $184,300
2024	$3,390.00 (+3.54%)
2023	$3,274.00 (+3.44%) Homeowner's exemption	$210,134 (+3%)	$253,850 (+10.58%) Land $90,000 Building $163,850
2022	$3,165.00 Homeowner's exemption	$204,014	$229,558 Land $90,000 Building $139,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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