5038 Riverfront Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 5038 Riverfront Dr, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,810 sqft · built 2012
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (May 2019)
Tax Bill	$450 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2021 Refinance + 4 more
APN	`18A431`

Property Details

APN / Parcel Number

Primary APN	`18A431`
Alternative APN	`254000438`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,810 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	254000438
Street Address	5038 RIVERFRONT DR
City	SUFFOLK
State	VA
Zip	23434-7187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-ME
Legal Description	L.31,RIVERSIDE ESTATES, PH.4
Legal Subdivision	RIVERSIDE ESTATES
Legal Phase	4
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2003
Census Tract	75302

Owner

Source: Suffolk City records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 1, 2019	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Apr 27, 2012 · Amount on Record
Deed Document Number	20194327
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jan 3, 2024
Property Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Document Number	0240000024
Instrument Date	Nov 20, 2023
Instrument	240000024
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187

Mortgage

Document Number	0240000025
Date	Jan 3, 2024
Instrument	240000025

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002114
Date	Feb 5, 2021
Instrument	210002114

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190008027
Date	Jul 29, 2019
Instrument	190008027

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001875
Date	Feb 12, 2020
Instrument	200001875

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 1, 2019
Property Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Document Number	190004327
Instrument Date	Apr 29, 2019
Instrument	190004327
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Investor	Possibly a Property Investor

Mortgage

Document Number	190004328
Date	May 1, 2019
Instrument	190004328

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 1, 2019
Property Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Document Number	190004327
Instrument Date	Apr 29, 2019
Instrument	190004327
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$876,100 (+5.95%) Land $202,100 Building $674,000
2025	$450.00 (+14.5%) Senior Citizen's exemption	$876,100 (+5.95%) Land $202,100 Building $674,000	$826,900 (+3.08%) Land $202,100 Building $624,800
2024	$393.00 (-95.5%) Senior Citizen's exemption	$826,900 (+3.08%) Land $202,100 Building $624,800
2023	$8,743.00	$802,200 Land $202,100 Building $600,100	$802,200 Land $202,100 Building $600,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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