5038 Pratt Rd, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 5038 Pratt Rd, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,973 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$418,000 (Mar 2019)
Tax Bill	$7,236 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H-08-15-397-008`

Property Details

APN / Parcel Number

Primary APN	`H-08-15-397-008`
Alternative APNs	`H00815397008` `0815397008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,973 sqft Living Area
1st Floor Area	1,973 sqft
Basement Area	1,349 sqft
Unfinished Basement	1,349 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	5038 PRATT RD
City	ANN ARBOR
State	MI
Zip	48103-1489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 16 FARMCREST SUBDIVISION.
Legal Range	05E
Legal Township	02S
Legal Section	15
Legal Subdivision	FARMCREST SUBDIVISION
Legal Block	397
Legal Lot Number	16
Jurisdiction	WASHTENAW MI
Township / Civil Division	SCIO
Census Block Group	3
Census Block	3008
Census Tract	453000

Owner

5038 Pratt Rd is owned and occupied by an individual who bought it in March 2019.

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5038 PRATT RD, ANN ARBOR, MI 48103-1489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Deed Document Number	20196463539
Deed Book / Page	5296 / 776
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	5038 PRATT RD, ANN ARBOR, MI 48103-1489
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006359210
Date	Feb 21, 2017
Book Page	5192/506
Instrument	6359210

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 25, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	5038 PRATT RD, ANN ARBOR, MI 48103-1489
Document Number	0006570023
Instrument Date	Jan 29, 2021
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5038 PRATT RD ANN ARBOR MI 481031489, ANN ARBOR, MI 48103-1489

Mortgage

Document Number	0006570023
Date	Feb 4, 2021
Book Page	005403/000193
Instrument	6570023

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 3, 2036

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 22, 2019
Property Address	5038 PRATT RD, ANN ARBOR, MI 48103-1489
Document Number	0006463539
Book / Page	005296 / 000776
Instrument Date	Mar 15, 2019
Instrument	6463539
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TITLE AGCY/ANN ARBOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5038 PRATT RD ANN ARBOR MI 481031489, ANN ARBOR, MI 48103-1489

Mortgage

Document Number	6463540
Date	Mar 22, 2019
Book Page	005296/000777
Instrument	6463540

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5038 Pratt Rd was $7,236 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Scio Township
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,900	$425,800
2025	$7,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5038 Pratt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5038 Pratt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCIO TOWNSHIP serves 8,500 people · EPA ID MI0005977
Water Source	Purchased surface water from ANN ARBOR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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