5038 N 20th Ave, Phoenix, AZ 85015 Property Records

Maricopa County property record for 5038 N 20th Ave, Phoenix, AZ 85015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,365 sqft · built 1953
Lot Size	0.161 acres (7,018 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2025)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`153-24-031`

Property Details

APN / Parcel Number

Primary APN	`153-24-031`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,365 sqft

Exterior

Year Built	Built 1953
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,018 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5038 N 20TH AVE
City	PHOENIX
State	AZ
Zip	85015-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	CHESTERFIELD
Legal Range	02E
Legal Township	02N
Legal Section	13
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	CHESTERFIELD
Legal Lot Number	31
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2013
Census Tract	107300

Owner

5038 N 20th Ave is owned by an individual who bought it in May 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	5618 S 11TH PL, PHOENIX, AZ 85040-3140
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Jan 24, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 27, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 13, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Mar 25, 2014 · Amount on File
Deed Document Number	20250308490
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5038 N 20TH AVE, PHOENIX, AZ 85015-3103
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 N 20TH AVE, PHOENIX, AZ 85015-3103

Mortgage

Document Number	0000039395
Date	Jan 25, 2024
Instrument	20240039395

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5038 N 20TH AVE, PHOENIX, AZ 85015-3103
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 N 20TH AVE, PHOENIX, AZ 85015-3103

Mortgage

Document Number	0000037463
Date	Jan 24, 2023
Instrument	20230037463

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5038 N 20TH AVE, PHOENIX, AZ 85015-3103
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 N 20TH AVE, PHOENIX, AZ 85015-3103

Mortgage

Document Number	0000394635
Date	Apr 8, 2021
Instrument	20210394635

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5038 N 20TH AVE, PHOENIX, AZ 85015-3103
Document Number	0000411583
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NATIONWIDE APPRAISAL AND TITLE, NATIONWIDE APPRAISAL & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 N 20TH AVE PHOENIX AZ 850153103, PHOENIX, AZ 85015-3103

Mortgage

Document Number	0000411583
Date	May 14, 2020
Instrument	411583

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5038 N 20TH AVE, PHOENIX, AZ 85015-3103
Document Number	0000275138
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 N 20TH AVE PHOENIX AZ 850153103, PHOENIX, AZ 85015-3103

Mortgage

Document Number	0000275138
Date	Apr 18, 2017
Instrument	275138

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5038 N 20th Ave was $1,600.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Alhambra Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,770	$307,700 Land $61,500 Building $246,200
2025	$1,600.00
2024		$32,570	$325,700 Land $65,100 Building $260,600
2023	$1,452.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5038 N 20th Ave in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1990)
Most Recent Claim	Jul 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5038 N 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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