Frederick County property record for 5038 Croydon Ter, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,584 sqft · built 2001 |
| Lot Size | 0.025 acres (1,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Jun 2021) |
| Tax Bill | $3,637 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Mar 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-028928 |
| Primary APN | 01-028928 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,100 sqft (0.025 acres) |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 028928 |
|---|---|
| Street Address | 5038 CROYDON TER |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6804 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 558 PL 2 SEC 2 1,100 SQ. FT. WELLINGTON TRACE |
| Legal Subdivision | WELLINGTON TRACE |
| Legal Lot Number | 558 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 752301 |
5038 Croydon Ter, a townhouse, is owned and occupied by two individuals who bought it in June 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5038 CROYDON TER, FREDERICK, MD 21703-6804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed, Transfer · FHA Mortgage THE FREEDOM BANK OF VIRGINIA |
| Mar 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 23, 2017 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Jan 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 23, 2017 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | Aug 5, 2011 · Amount on File |
| Deed Book / Page | 14985 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 14, 2021 |
| Property Address | 5038 CROYDON TER, FREDERICK, MD 21703-6804 |
| Document Number | 0149850212 |
| Book / Page | 14985 / 212 |
| Map Reference | MB 59 PL 180 |
| Instrument Date | Jun 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | GPN TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5038 CROYDON TER, FREDERICK, MD 21703-6804 |
| Document Number | 0014985220 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 14985/220 |
| Name | THE FREEDOM BANK OF VIRGINIA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5038 CROYDON TER, FREDERICK, MD 21703-6804 |
| Document Number | 0128820374 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5038 CROYDON TER FREDERICK MD 217036804, FREDERICK, MD 21703-6804 |
| Document Number | 0128820374 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 012882/000374 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 21, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5038 CROYDON TER, FREDERICK, MD 21703-6804 |
| Document Number | 0117720330 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5038 CROYDON TER FREDERICK MD 217036804, FREDERICK, MD 21703-6804 |
| Document Number | 0117720330 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 011772/000330 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, ID 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5038 CROYDON TER, FREDERICK, MD 21703-6804 |
| Document Number | 0117310196 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5038 CROYDON TER FREDERICK MD 217036804, FREDERICK, MD 21703-6804 |
| Document Number | 0117310196 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 011731/000196 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5038 CROYDON TER, FREDERICK, MD 21703-6804 |
| Document Number | 0117720329 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5038 CROYDON TER FREDERICK MD 217036804, FREDERICK, MD 21703-6804 |
| Document Number | 0117720329 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 011772/000329 |
| Name | WELLS FARGO BK |
|---|---|
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 5038 Croydon Ter was $3,637.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,867 | $339,300 Land $100,000 Building $239,300 | |
| 2025 | $3,637.00 | ||
| 2023 | $2,964.00 | $245,400 | $266,000 Land $80,000 Building $186,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5038 Croydon Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5038 Croydon Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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