Hancock County property record for 5037 Gem St, Bay Saint Louis, MS 39520
| Property Type | Vacant Land |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $134 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 139G-0-29-187.000 |
| Primary APN | 139G-0-29-187.000 |
|---|
| Street Address | 5037 GEM ST |
|---|---|
| City | BAY SAINT LOUIS |
| State | MS |
| Zip | 39520-7202 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 8 BLOCK 729 UN 11 SHORELINE PARK |
| Legal Subdivision | SHORELINE |
| Legal Block | 729 |
| Jurisdiction | HANCOCK MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 30304 |
5037 Gem St, vacant land, is owned by an individual.
Source: Hancock County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9240 OLD RIVER RD, PETAL, MS 39465-9205 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5037 Gem St was $134.
Source: Hancock County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Hancock County |
| Municipality | Waveland City |
| Unified School District | Hancock County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134.00 | $1,050 Land $1,050 | $7,000 Land $7,000 |
| 2023 | $173.00 | $1,348 Land $1,050 Building $298 | $8,989 Land $7,000 Building $1,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5037 Gem St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 196 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 196 in force |
| Nearby Flood Claims | 81 (2002–2024) |
| Most Recent Claim | Sep 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5037 Gem St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANCOCK COUNTY WATER & SEWER serves 3,254 people · EPA ID MS0230065 |
|---|---|
| Water Source | Purchased groundwater from HANCOCK COUNTY UTILITY AUTHORITY |
| Last State Inspection | Jul 2023 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 Haloacetic acids not recorded as resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T, Mediacom Xtream.
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