5036 Pridgen Rd, Elm City, NC 27822 Property Records

Wilson County property record for 5036 Pridgen Rd, Elm City, NC 27822

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,833 sqft · built 2005
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$336,500 (Jun 2019)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`3725-01-6857.000`

Property Details

APN / Parcel Number

Primary APN	`3725-01-6857.000`
Alternative APNs	`3725016857` `1116626`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,833 sqft Heated Area
1st Floor Area	1,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Attached
Garage Area	554 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5036 PRIDGEN RD
City	ELM CITY
State	NC
Zip	27822-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	5036 PRIDGEN RD L3 PRIDGEN ACRES 2.40AC
Legal Subdivision	PRIDGEN ACRES
Jurisdiction	WILSON NC
Township / Civil Division	TAYLORS
Census Block Group	2
Census Block	2010
Census Tract	1401

Owner

Source: Wilson County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5036 PRIDGEN RD, ELM CITY, NC 27822-8826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit SERVICE FCU
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SERVICE FCU
Jan 16, 2025	Deed of Trust, Mortgage · Line of Credit SERVICE FCU
Jun 11, 2019	Warranty Deed, Transfer · ARM SERVICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Deed Book / Page	2788 / 467
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	5036 PRIDGEN RD, ELM CITY, NC 27822-8826
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002887/798
Date	Mar 31, 2021
Book Page	2887/798

Lender

Name	SERVICE FCU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	5036 PRIDGEN RD, ELM CITY, NC 27822-8826
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002933/155
Date	Nov 17, 2021
Book Page	2933/155

Lender

Name	SERVICE FCU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2036
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	1-Year CMT
Max Rate	7.12%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	5036 PRIDGEN RD, ELM CITY, NC 27822-8826
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5036 PRIDGEN RD, ELM CITY, NC 27822-8826

Mortgage

Document Number	003098/737
Date	Jan 16, 2025
Book Page	3098/737

Lender

Name	SERVICE FCU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jun 11, 2019
Property Address	5036 PRIDGEN RD, ELM CITY, NC 27822-8826
Document Number	002788/467
Book / Page	2788 / 467
Map Reference	MB 34 PG 168
Instrument Date	Jun 5, 2019
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5036 RIDGE RD, ELM CITY, NC 27822

Mortgage

Document Number	0002788470
Date	Jun 11, 2019
Instrument	2788/470

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,737 (-) Land $47,642 Building $427,095	$474,737 (-) Land $47,642 Building $427,095
2025	$2,825.00	$474,737 (-) Land $47,642 Building $427,095	$474,737 (-) Land $47,642 Building $427,095
2024		$474,737 Land $47,642 Building $427,095	$474,737 Land $47,642 Building $427,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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