5035 Cross St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5035 Cross St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1959
Lot Size	0.809 acres (35,250 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Mar 2018)
Tax Bill	$1,446 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 48 2 10`

Property Details

APN / Parcel Number

Primary APN	`08 48 2 10`
Alternative APN	`163236`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	4,674 sqft
1st Floor Area	1,176 sqft
Basement Area	1,846 sqft
Unfinished Basement	1,846 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,250 sqft (0.809 acres)
Lot Dimensions	150 ft deep x 235 ft wide
Garage Type	Mixed
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Patio Area	560 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163236
Street Address	5035 CROSS ST
City	GRANITE FALLS
State	NC
Zip	28630-8527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1937 PG 114 YR 18 ST 248.00
Legal Subdivision	SADIE L HAUBERT PROP
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2015
Census Tract	31401

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5035 CROSS ST, GRANITE FALLS, NC 28630-8527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI FAMILY FIRST FNDG
Mar 8, 2018	Warranty Deed, Transfer AMCAP MTG
Jun 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Prior Sale	Aug 1, 2002 · Amount on Record
Deed Document Number	201810020150
Deed Book / Page	1937 / 114
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0018090707
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5035 CROSS ST, GRANITE FALLS, NC 28630-8527
Document Number	0010037167
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 CROSS ST GRANITE FALLS NC 286308527, GRANITE FALLS, NC 28630-8527

Mortgage

Document Number	0010037167
Date	Sep 30, 2019
Book Page	001972/001094
Instrument	10037167

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 8, 2018
Property Address	5035 CROSS ST, GRANITE FALLS, NC 28630-8527
Document Number	0010020150
Book / Page	001937 / 000114
Instrument Date	Mar 7, 2018
Instrument	10020150
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 CROSS ST GRANITE FALLS NC 286308527, GRANITE FALLS, NC 28630-8527

Mortgage

Document Number	10020151
Date	Mar 8, 2018
Book Page	001937/000118
Instrument	10020151

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 27, 2017
Property Address	5035 CROSS ST, GRANITE FALLS, NC 28630-8527
Document Number	0019211302
Book / Page	001921 / 001302
Instrument Date	Jun 26, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 WELLINGTON CT LENOIR NC 286458200, LENOIR, NC 28645-8200

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,446.00 (-21.11%)	$236,600 (-) Land $19,300 Building $217,300
2025	$1,833.00 (+66.79%)	$236,600 (+74.36%) Land $19,300 Building $217,300	$236,600 (+74.36%) Land $19,300 Building $217,300
2024	$1,099.00 (+7.32%)
2023		$135,700 (-) Land $19,300 Building $116,400	$135,700 (-) Land $19,300 Building $116,400
2022	$1,024.00	$135,700 Land $19,300 Building $116,400	$135,700 Land $19,300 Building $116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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