Osceola County property record for 5035 Caspian St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,617 sqft · built 2019 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Jun 2021) |
| Tax Bill | $4,707 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 082531373700012790 |
| Primary APN | 082531373700012790 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,617 sqft Heated Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 841 sqft |
| Upper Floors Area | 776 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 199 sqft |
| Patio Area | 217 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5035 CASPIAN ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7689 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKESHORE AT NARCOOSSEE PH 2 PB 26 PGS 77-78 LOT 279 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | LAKESHORE AT NARCOOSSEE TWNHMS |
| Legal Phase | 2 |
| Legal Tract | 3737 |
| Legal Lot Number | 279 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 082531373700012790
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5513 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3913 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC |
| May 28, 2019 | Grant Deed, Subdivision Related Transfer PGP TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 2021096496 |
| Deed Book / Page | 5985 / 1043 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 21, 2021 |
| Property Address | 5035 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Document Number | 0059851043 |
| Book / Page | 5985 / 1043 |
| Map Reference | MB 26 PG 77&78 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021096496 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2021 |
| Title Company | CONTEMPORARY TITLE, CONTEMPORARY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,946.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9842 MOUNTAIN LAKE DR, 9842, ORLANDO, FL 32832-5998 |
| Name | Verified Name |
|---|---|
| Address | 5035 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Document Number | 59851045 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 5985/1045 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 28, 2019 |
| Property Address | 5035 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Document Number | 0055302880 |
| Book / Page | 005530 / 002880 |
| Instrument Date | May 24, 2019 |
| Instrument | 68405 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 07, 2019 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,721.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9842 MOUNTAIN LAKE DR ORLANDO FL 328325998, ORLANDO, FL 32832-5998 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,707.00 (+1.42%) | $288,300 (-4.76%) Land $45,000 Building $243,300 | $288,300 (-4.76%) Land $45,000 Building $243,300 |
| 2023 | $4,641.00 (+12.92%) | $302,700 (+19.69%) Land $14,900 Building $287,800 | $302,700 (+19.69%) Land $14,900 Building $287,800 |
| 2022 | $4,110.00 | $252,900 Land $14,900 Building $238,000 | $252,900 Land $14,900 Building $238,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, Xfinity, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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