5034 123rd Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 5034 123rd Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1,095 sqft · built 2023
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 2020)
Tax Bill	$873 (2024)
Deeds & Mortgages	Oct 2022 Construction Loan Sep 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-01S-13E-04806-000000`

Property Details

APN / Parcel Number

Primary APN	`34-01S-13E-04806-000000`
Alternative APN	`04806000000`

Interior

Building Area	1,095 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	218,671 sqft (5.02 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5034 123RD RD
City	LIVE OAK
State	FL
Zip	32060-8461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 5.02 ACRES FOR PT OF REF COM AT THE NE COR OF SE1/4 RUN S 89 DEG 5450 W ALONG THE N LINE OF SE1/4 A DISTANCE OF 822.35 FT RUN N 0 DEG 4647 E 783.45 FT TO THE POB RUN S 89 DEG 5450 W 507.65 FT TO THE EASTERLY R/W LINE OF 123RD RD THENCE RUN ALONG
Legal Range	13E
Legal Township	01S
Legal Section	34
Legal Subdivision	LOMAS VERDE
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	4
Census Block	4026
Census Tract	970200

Owner

Source: Suwannee County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5034 123RD RD, LIVE OAK, FL 32060-8461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Sep 8, 2020	Quit Claim Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE SERVICES INC
Sep 8, 2020	Quit Claim Deed, Transfer HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC
Sep 8, 2020	Quit Claim Deed, Transfer HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC
Feb 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 15, 2019	Quit Claim Deed, Transfer HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	2020227502
Deed Book / Page	2196 / 50
Last Transfer Date	Sep 3, 2020
Transfer Doc	0000229553
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	5034 123RD RD, LIVE OAK, FL 32060-8461
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5034 123RD RD, LIVE OAK, FL 32060-8461

Mortgage

Document Number	0000259208
Date	Oct 31, 2022
Book Page	2397/348
Instrument	2022259208

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 8, 2020
Property Address	5034 123RD RD, LIVE OAK, FL 32060-8461
Document Number	0000229552
Book / Page	002210 / 000050
Instrument Date	Sep 3, 2020
Instrument	229552
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	564 CALAMONDIN WAY SW VERO BEACH FL 329686006, VERO BEACH, FL 32968-6006

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 8, 2020
Property Address	5034 123RD RD, LIVE OAK, FL 32060-8461
Document Number	0000229554
Book / Page	002210 / 000054
Instrument Date	Sep 3, 2020
Instrument	229554
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	374 S TANGERINE SQ SW VERO BEACH FL 329683842, VERO BEACH, FL 32968-3842

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 8, 2020
Property Address	5034 123RD RD, LIVE OAK, FL 32060-8461
Document Number	0000229553
Book / Page	002210 / 000052
Instrument Date	Sep 3, 2020
Instrument	229553
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6023 LIVE OAK FL 320646023, LIVE OAK, FL 32064-6023

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 15, 2019
Property Address	5034 123RD RD, LIVE OAK, FL 32060-8461
Document Number	0000211975
Book / Page	002101 / 000049
Instrument Date	Feb 13, 2019
Instrument	211975
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MEADOW ST LIVE OAK FL 32060, LIVE OAK, FL 32060

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 15, 2019
Property Address	5034 123RD RD, LIVE OAK, FL 32060-8461
Document Number	0000212953
Book / Page	002106 / 000278
Instrument Date	Jan 31, 2019
Instrument	212953
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	111601 HWY 129 S LIVE OAK FL 32060, LIVE OAK, FL 32060

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,742 (+241.38%) Land $52,584 Building $118,158	$170,742 (+241.38%) Land $52,584 Building $118,158
2024	$873.00 (-14.66%)
2023	$1,023.00 (+7.01%)	$50,015 (+11.78%)	$50,015 (+11.78%)
2022	$956.00	$44,744	$44,744

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Windstream DSL	25 / 3

May also be available: AT&T.

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