Shelby County property record for 5032 Cole Rd, Memphis, TN 38117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,455 sqft · built 2012 |
| Lot Size | 0.248 acres (10,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Mar 2011) |
| Tax Bill | $5,235 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-6026-0-0025 |
| Primary APN | 05-6026-0-0025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,455 sqft Living Area |
| Gross Area | 4,981 sqft |
| 1st Floor Area | 2,432 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 10,820 sqft (0.248 acres) |
| Lot Dimensions | 145 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Open Porch |
| Porch Area | 335 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5032 COLE RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38117-4345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | NS COLE RD SEE MAP GRID 141 M |
| Legal Subdivision | COLE RD SUBDIVISION |
| Legal Lot Number | 1B |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 9600 |
5032 Cole Rd is owned by two individuals who bought it in March 2011.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1555 ESTATE DR, MEMPHIS, TN 38119-6967 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARAGON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2011 · Amount on File |
| Deed Sale | Mar 28, 2011 · Amount on File |
| Prior Sale | Apr 8, 2010 · Amount on File |
| Deed Document Number | 201130276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 5032 COLE RD, MEMPHIS, TN 38117-4345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5032 COLE RD, MEMPHIS, TN 38117-4345 |
| Document Number | 0022093498 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 22093498 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 5032 COLE RD, MEMPHIS, TN 38117-4345 |
| Document Number | 0000031812 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5032 COLE RD MEMPHIS TN 381174345, MEMPHIS, TN 38117-4345 |
| Document Number | 0000031812 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 31812 |
| Name | PARAGON BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 25, 2035 |
The 2025 property tax bill for 5032 Cole Rd was $5,235.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,235.00 | $194,625 Land $37,575 Building $157,050 | $778,500 Land $150,300 Building $628,200 |
| 2023 | $163,475 Land $38,250 Building $125,225 | ||
| 2022 | $9,958.00 | ||
| 2021 | $653,900 Land $153,000 Building $500,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5032 Cole Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1983–2014) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5032 Cole Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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