5031 Flatwater St, Franklin, TN 37064 Property Records

Williamson County property record for 5031 Flatwater St, Franklin, TN 37064

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,872 sqft · built 2020
Owner2 Individual Names on Record
Last Sale$411,796 (Sep 2020)
Tax Bill$2,384 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone AE (high risk)
APN094106C G 04300

Property Details

APN / Parcel Number

Primary APN094106C G 04300

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,872 sqft Living Area

Exterior

Year BuiltBuilt 2020
Roof MaterialAsphalt
Lot Depth118 ft Depth
Garage TypeAttached
Garage Area462 sqft
DrivewayDriveway
Driveway Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address5031 FLATWATER ST
CityFRANKLIN
StateTN
Zip37064-3787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD WATERS EDGE SEC5 PB 70 PG 66 LOT 0381 SUBD WATERS EDGE SEC5 PB 73 PG 54 LOT 0381
Legal SubdivisionWATERS EDGE
Legal Lot Number381
JurisdictionWILLIAMSON TN
Township / Civil Division12
Census Block Group4
Census Block4031
Census Tract51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5031 FLATWATER ST, FRANKLIN, TN 37064-3787
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2020 · Amount on Record
Deed SaleSep 24, 2020 · Amount on Record
Deed Document Number20052630
Deed Book / Page8204 / 625
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TN
Property Address5031 FLATWATER ST, FRANKLIN, TN 37064-3787
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085700105
DateMay 25, 2021
Book Page8570/105
Instrument21031772
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 8, 2051

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWilliamson County
MunicipalityFranklin City
Unified School DistrictWilliamson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,384.00 (-49.04%)$152,200 (+40.31%) Land $37,500 Building $114,700$608,800 (+40.31%) Land $150,000 Building $458,800
2024$4,678.00 (+1%)
2023$2,339.00$108,475 (-) Land $21,250 Building $87,225$433,900 (-) Land $85,000 Building $348,900
2022$2,339.00$108,475 Land $21,250 Building $87,225$433,900 Land $85,000 Building $348,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILCROFTON UTILITY DISTRICT
serves 38,032 people · EPA ID TN0000247
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Flatwater St

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