5030 Summers View Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 5030 Summers View Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,740 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-1-12-07-0-00044-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-1-12-07-0-00044-00`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,740 sqft Adjusted Area
1st Floor Area	2,118 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Patio Area	224 sqft

Location & Zoning

Street Address	5030 SUMMERS VIEW RD
City	OLIVE BRANCH
State	MS
Zip	38654-7289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	SUMMERS' PLACE LOT 44
Legal Range	007
Legal Township	02S
Legal Section	12
Legal Subdivision	SUMMERS PLACE
Legal Lot Number	44
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	70633

Owner

Source: DeSoto County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAPITAL
Sep 17, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Dec 20, 2018	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2013
Transfer Doc	000712/116
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 23, 2026
Property Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289
Document Number	5663083506
Book / Page	5663 / 83506
Instrument Date	Jul 17, 2026
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289

Mortgage

Document Number	5663083506,
Date	Jul 23, 2026
Book Page	5663/83506

Lender

Name	MORTGAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004798/275
Date	Sep 17, 2019
Book Page	4798/275

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289

Mortgage

Document Number	005031/574
Date	Sep 1, 2020
Book Page	5031/574

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004654/240
Date	Dec 20, 2018
Book Page	4654/240

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5030 SUMMERS VIEW RD, OLIVE BRANCH, MS 38654-7289

Mortgage

Document Number	005211/733
Date	Apr 14, 2021
Book Page	5211/733

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,701.00	$19,794 (-) Land $2,500 Building $17,294	$197,943 (-) Land $25,000 Building $172,943
2023		$19,794	$197,943 Land $25,000 Building $172,943
2022	$2,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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