5030 90th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5030 90th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,081 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2019)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40-439-0105`

Property Details

APN / Parcel Number

Primary APN	`40-439-0105`
Alternative APNs	`40-00439-0105` `24086`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,081 sqft Living Area
1st Floor Area	1,607 sqft
Basement Area	43 sqft
Finished Basement	43 sqft
Unfinished Basement	43 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,796 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Patio Area	357 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	24086
Street Address	5030 90TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 1, BLK 1
Legal Range	29W
Legal Township	35N
Legal Section	29
Legal Subdivision	BROMYS ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	2
Census Block	2033
Census Tract	30301

Owner

Source: Sherburne County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5030 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Affidavit, Transfer
Oct 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 26, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN HERITAGE NATL BANK
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE NATL BANK
Jun 12, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN HERITAGE NATL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	2019873322
Last Transfer Date	Sep 11, 2026
Transfer Doc	0001004258
Record Updated	Oct 29, 2026

October 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SHERBURNE MN
Recording Date	Oct 8, 2026
Property Address	5030 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Document Number	0001004257
Instrument Date	Oct 8, 2026
Instrument	20261004257
Transaction Type	Transfer
Record Updated	Oct 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5030 90TH AVE SE, SAINT CLOUD, MN 56304-9756

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 8, 2026
Property Address	5030 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Document Number	0001004258
Instrument Date	Sep 11, 2026
Instrument	20261004258
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Percentage Unclear Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5030 90TH AVE SE, SAINT CLOUD, MN 56304-9756

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	5030 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000910622
Date	Jan 26, 2021
Instrument	910622

Lender

Name	AMERICAN HERITAGE NATL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	5030 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000888012
Date	Mar 10, 2020
Instrument	888012

Lender

Name	AMERICAN HERITAGE NATL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 12, 2019
Property Address	5030 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Document Number	0000873322
Instrument Date	Jun 7, 2019
Instrument	873322
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4748 90TH AVE SE, SAINT CLOUD, MN 56304-9755

Mortgage

Document Number	0000873323
Date	Jun 12, 2019
Instrument	873323

Lender

Name	AMERICAN HERITAGE NATL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,500 (+1.31%) Land $146,200 Building $401,300	$547,500 (+1.31%) Land $146,200 Building $401,300
2025	$4,418.00 (+12.19%)	$540,400 (+7.22%) Land $142,200 Building $398,200	$540,400 (+7.22%) Land $142,200 Building $398,200
2023	$3,938.00	$504,000 Land $128,100 Building $375,900
2021			$504,000 Land $128,100 Building $375,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2022–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 2 claims Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 90th Ave SE

Nearby Streets

All Saint Cloud, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures