503 Willow Creek Ln, Buffalo, MN 55313 Property Records

Wright County property record for 503 Willow Creek Ln, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,846 sqft · built 1983
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Nov 2020)
Tax Bill	$4,746 (2026)
Deeds & Mortgages	Jun 2019 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-056-003060`

Property Details

APN / Parcel Number

Primary APN	`103-056-003060`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,846 sqft Living Area
1st Floor Area	1,270 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	503 WILLOW CREEK LN
City	BUFFALO
State	MN
Zip	55313-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 TAYLORS 3RD ADDN LOT-006 BLOCK-003 ALSO W1/2 OF LT7 ALSO W1/2 OF LT7
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	TAYLORS 3RD ADDN
Legal Block	3
Legal Lot Number	6-7
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2031
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 WILLOW CREEK LN, BUFFALO, MN 55313-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 10, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Mar 23, 2015 · Amount on Record
Deed Document Number	20201447529
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	503 WILLOW CREEK LN, BUFFALO, MN 55313-2127
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001398425
Date	Jun 20, 2019
Instrument	1398425

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 10, 2020
Property Address	503 WILLOW CREEK LN, BUFFALO, MN 55313-2127
Document Number	0001447529
Instrument Date	Nov 6, 2020
Instrument	1447529
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,097.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	503 WILLOW CREEK LN, BUFFALO, MN 55313-2127

Mortgage

Document Number	0001447530
Date	Nov 10, 2020
Instrument	1447530

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,746.00 (-5.57%)	$404,900 (+3.82%) Land $97,400 Building $307,500	$404,900 (+3.82%) Land $97,400 Building $307,500
2025		$390,000 (-5.8%) Land $79,900 Building $310,100	$390,000 (-5.8%) Land $79,900 Building $310,100
2023	$5,026.00 (+14.49%)	$414,000 Land $70,000 Building $344,000	$414,000 Land $70,000 Building $344,000
2022	$4,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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