Bremer County property record for 503 Wapsie St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,032 sqft · built 1975 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,500 (Aug 2026) |
| Tax Bill | $1,724 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-230-004 |
| Primary APN | 04-26-230-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Basement Area | 1,032 sqft |
| Finished Basement | 800 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 503 WAPSIE ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26-93-11 WESCOTT HEIRS ADD LOT 2 BLK 7 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 26 |
| Legal Subdivision | WESCOTT HEIRS ADD |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 4700 |
503 Wapsie St is owned and occupied by an individual who bought it in August 2026.
Source: Bremer County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 WAPSIE ST, SUMNER, IA 50674-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer · VA Mortgage VERIDIAN CREDIT UNION |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| Apr 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK IOWA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on File |
| Deed Sale | Aug 27, 2026 · Amount on File |
| Prior Sale | Mar 30, 2022 · Amount on File |
| Deed Document Number | 20262741 |
| Prior Transfer Date | Mar 28, 2022 |
| Prior Transfer Doc | 0000001187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Aug 27, 2026 |
| Property Address | 503 WAPSIE ST, SUMNER, IA 50674-1309 |
| Document Number | 0000002741 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20262741 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 WAPSIE ST, SUMNER, IA 50674-1309 |
| Document Number | 0000002742, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20262742 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 503 WAPSIE ST, SUMNER, IA 50674-1309 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020213996 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 20213996 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Apr 17, 2017 |
| Property Address | 503 WAPSIE ST, SUMNER, IA 50674-1309 |
| Document Number | 0020171354 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 20171354 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0020171450 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 20171450 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | LAWLER, IA 52154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2047 |
The 2025 property tax bill for 503 Wapsie St was $1,724, up 4.2% from the year before.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 (+4.23%) | $110,770 Land $11,550 Building $99,220 | $110,770 Land $11,550 Building $99,220 |
| 2024 | $1,654.00 | ||
| 2023 | $92,450 Land $9,900 Building $82,550 | $92,450 Land $9,900 Building $82,550 | |
| 2022 | $1,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 Wapsie St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (2004–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 503 Wapsie St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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