503 W 2nd St, Byron, IL 61010 Property Records

Ogle County property record for 503 W 2nd St, Byron, IL 61010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,074 sqft
Lot Size	0.249 acres (10,853 sqft)
Owner	2 Individual Names on File
Last Sale	$153,500 (Jan 2026)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-31-232-010`

Property Details

APN / Parcel Number

Primary APN	`05-31-232-010`

Interior

Stories	1 Story
Building Area	1,074 sqft Living Area
Basement Area	788 sqft
Unfinished Basement	788 sqft

Exterior

Lot Area	10,853 sqft (0.249 acres)
Lot Dimensions	180 ft deep x 60 ft wide

Location & Zoning

Street Address	503 W 2ND ST
City	BYRON
State	IL
Zip	61010-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 18 SUB BLK 60 CITY OF BYRON
Legal Subdivision	CITY OF BYRON
Legal Block	60
Legal Lot Number	18
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3028
Census Tract	961700

Owner

Source: Ogle County records · APN 05-31-232-010

Assessment roll updated April 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	503 W 2ND ST, BYRON, IL 61010-8811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Jan 30, 2026	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Sep 20, 2018	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	2026483
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	503 W 2ND ST, BYRON, IL 61010-8811
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003787
Date	Aug 25, 2023
Instrument	202303787

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 01, 2048

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jan 30, 2026
Property Address	503 W 2ND ST, BYRON, IL 61010-8811
Document Number	0000000483
Instrument Date	Jan 22, 2026
Instrument	202600483
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	503 W 2ND ST, BYRON, IL 61010-8811

Mortgage

Document Number	0000000484
Date	Jan 30, 2026
Instrument	202600484

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%

Mortgage

Document Number	0000000485
Date	Jan 30, 2026
Instrument	202600485

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 01, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Sep 20, 2018
Property Address	503 W 2ND ST, BYRON, IL 61010-8811
Document Number	0000005262
Instrument Date	Aug 27, 2018
Instrument	201805262
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$145.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 W 2ND ST, BYRON, IL 61010-8811

Mortgage

Document Number	0000005263
Date	Sep 20, 2018
Instrument	201805263

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (+8.06%)	$44,712 (+10.48%) Land $8,978 Building $35,734	$134,136 (+10.48%) Land $26,934 Building $107,202
2024	$2,952.00 (+15.99%)	$40,470 (+5.19%) Land $8,126 Building $32,344	$121,410 (+5.19%) Land $24,378 Building $97,032
2023		$38,473 Land $7,725 Building $30,748	$115,419 Land $23,175 Building $92,244
2022	$2,545.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171419617003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AaroBand. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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