503 Tilmor Dr, Waterford, MI 48328 Property Records

Oakland County property record for 503 Tilmor Dr, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,053 sqft · built 1957
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2022)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-276-004`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-276-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	1,053 sqft
Finished Basement	1,053 sqft
Unfinished Basement	708 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	439 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	503 TILMOR DR
City	WATERFORD
State	MI
Zip	48328-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 2 LOT 152
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 2
Legal Lot Number	152
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3005
Census Tract	144701

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 TILMOR DR, WATERFORD, MI 48328-2571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jul 15, 2022	Warranty Deed, Transfer
Nov 14, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	2022414829
Deed Book / Page	57954 / 151
Prior Transfer Date	Nov 21, 2012
Prior Transfer Doc	0000282803
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	503 TILMOR DR, WATERFORD, MI 48328-2571
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 MIDGETT FARM RD 2, 2, CONCORD, VA 24538-2579

Mortgage

Document Number	0000413865
Date	Jul 13, 2022
Book Page	57948/427
Instrument	413865

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 15, 2022
Property Address	503 TILMOR DR, WATERFORD, MI 48328-2571
Document Number	0000414829
Book / Page	57954 / 151
Map Reference	LB 78 PG 14
Instrument Date	Jul 11, 2022
Instrument	414829
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 TILMOR DR, WATERFORD, MI 48328-2571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 MIDGETT FARM RD, CONCORD, VA 24538-2579

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 14, 2019
Property Address	503 TILMOR DR, WATERFORD, MI 48328-2571
Document Number	0000191141
Book / Page	53503 / 00270
Map Reference	LB 78 PG 14
Instrument Date	Nov 1, 2019
Instrument	191141
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 TILMOR DR, 503, WATERFORD, MI 48328-2571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	503 TILMOR DR, WATERFORD, MI 48328-2571

Mortgage

Document Number	5350300271
Date	Nov 14, 2019
Instrument	53503/00271

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,151.00 (-40.42%) Homeowner's exemption	$109,640 (+17.44%)	$219,280 (+17.44%)
2024	$3,610.00 (+9.63%)
2023		$93,360	$186,720
2021	$3,293.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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