Chesapeake City property record for 503 Thornloe Ln, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 1979 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jul 2026) |
| Tax Bill | $3,883 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2016 Refinance + 6 more |
| APN | 0372002000390 |
| Primary APN | 0372002000390 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 1,711 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 125 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 980 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 80 sqft |
| Utility Building | 490 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 503 THORNLOE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | LOT 123 CLEARFIELD SEC 2 CORR PLAT |
| Legal Subdivision | CLEARFIELD,CLEARFIELD ESTATES,TALLWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20804 |
503 Thornloe Ln is owned and occupied by an individual who bought it in July 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 22, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance PLATINUM MORTGAGE INC |
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Jan 7, 2015 | Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC |
| Oct 17, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LANDING |
| Apr 14, 2026 | Bargain and Sale Deed, Transfer · Line of Credit BLUE RIDGE BANK |
| Apr 14, 2026 | Bargain and Sale Deed, Transfer · Line of Credit BLUE RIDGE BANK |
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on File |
| Deed Sale | Jul 22, 2026 · Amount on File |
| Prior Sale | Apr 14, 2026 · Amount on File |
| Deed Document Number | 202618978 |
| Deed Book / Page | 11004 / 482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 22, 2026 |
| Property Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Document Number | 0000018978 |
| Book / Page | 11004 / 482 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202618978 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,925.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Document Number | 0000018979, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202618979 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 009613/384 |
|---|---|
| Date | Feb 22, 2016 |
| Book Page | 9613/384 |
| Instrument | 160004276 |
| Name | PLATINUM MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 010292/331 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 10292/331 |
| Instrument | 210001949 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009465/972 |
|---|---|
| Date | Jan 7, 2015 |
| Book Page | 9465/972 |
| Name | CMG MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Title Company | P AND P TITLE SERVICES LLC, P & P SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 09709/1947 |
|---|---|
| Date | Oct 17, 2016 |
| Book Page | 9709/1947 |
| Instrument | 160028977 |
| Name | CLEARPATH LANDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 14, 2026 |
| Property Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Document Number | 0000009275 |
| Book / Page | 10966 / 1716 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.9275 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | ROCKET TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,290.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4416 EXPRESSWAY DR, VIRGINIA BEACH, VA 23452-1135 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009276, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026..9276 |
| Name | BLUE RIDGE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 14, 2026 |
| Property Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Document Number | 10966/1716 |
| Book / Page | 10966 / 1716 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20269275 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | ROCKET TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,290.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4416 EXPRESSWAY DR, VIRGINIA BEACH, VA 23452-1135 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009276, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20269276 |
| Name | BLUE RIDGE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 503 THORNLOE LN, CHESAPEAKE, VA 23320-3137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 10292/331 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 10292/331 |
| Instrument | 210001949 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 503 Thornloe Ln was $3,883, up 2.5% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,600 (+2.11%) Land $170,000 Building $222,600 | $392,600 (+2.11%) Land $170,000 Building $222,600 | |
| 2025 | $3,883.00 (+2.45%) | $384,500 Land $160,000 Building $224,500 | $384,500 Land $160,000 Building $224,500 |
| 2024 | $3,790.00 | ||
| 2023 | $343,400 (+11.78%) Land $145,000 Building $198,400 | $343,400 (+11.78%) Land $145,000 Building $198,400 | |
| 2022 | $307,200 Land $130,000 Building $177,200 | $307,200 Land $130,000 Building $177,200 | |
| 2019 | $2,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 503 Thornloe Ln; there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 503 Thornloe Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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