503 Sumner St, Cherokee, IA 51012 Property Records

Cherokee County property record for 503 Sumner St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,520 sqft · built 1910
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$8,000 (Dec 2007)
Tax Bill	$278 (2026)
Deeds & Mortgages	Feb 2022 Transfer Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0726307001`

Property Details

APN / Parcel Number

Primary APN	`0726307001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	728 sqft
Basement Area	182 sqft
Unfinished Basement	182 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	70 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	172 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	503 SUMNER ST
City	CHEROKEE
State	IA
Zip	51012-1482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 MASON S/D NW SW 5924
Legal Subdivision	MASON S/D
Legal Block	307
Legal Lot Number	16
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	3
Census Block	3011
Census Tract	80101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 SUMNER ST, CHEROKEE, IA 51012-1482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Intrafamily Transfer, Transfer
Aug 11, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2007 · Amount on Record
Deed Sale	Dec 20, 2007 · Amount on Record
Deed Document Number	20072244
Deed Book / Page	2007 / 2244
Last Transfer Date	Aug 7, 2020
Transfer Doc	02020/1458
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE IA
Recording Date	Feb 7, 2022
Property Address	503 SUMNER ST, CHEROKEE, IA 51012-1482
Document Number	002022/336
Book / Page	2022 / 336
Instrument Date	Feb 3, 2022
Instrument	2022 0336
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 SUMNER ST, CHEROKEE, IA 51012-1482

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE IA
Recording Date	Aug 11, 2020
Property Address	503 SUMNER ST, CHEROKEE, IA 51012-1482
Document Number	02020/1458
Book / Page	2020 / 1458
Instrument Date	Aug 7, 2020
Instrument	2020 1458
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 SUMNER ST, CHEROKEE, IA 51012-1482

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$278.00 (-4.79%)	$50,540 (+170.56%) Land $10,250 Building $40,290	$50,540 (+170.56%) Land $10,250 Building $40,290
2025		$18,680 (+6.38%) Land $10,250 Building $8,430	$18,680 (+6.38%) Land $10,250 Building $8,430
2024	$292.00 (-8.75%)
2023		$17,560 (+4.71%) Land $10,250 Building $7,310	$17,560 (+4.71%) Land $10,250 Building $7,310
2022	$320.00	$16,770 Land $7,690 Building $9,080
2021			$16,770 Land $7,690 Building $9,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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