503 Summit Trail Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 503 Summit Trail Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,125 sqft · built 2018
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Trust Names on File
Last Sale	$274,000 (May 2018)
Tax Bill	$5,391 (2026)
Deeds & Mortgages	May 2020 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9873-33-8490`

Property Details

APN / Parcel Number

Primary APN	`9873-33-8490`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,125 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	503 SUMMIT TRAIL DR
City	HILLSBOROUGH
State	NC
Zip	27278-6937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	163 PH 2 HARMONY AT WATERSTONE P117/88-93
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2018
Census Tract	10902

Owner

503 Summit Trail Dr is held in a trust since May 2020.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2407 DAVIS RD, HILLSBOROUGH, NC 27278-9356
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 25, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Deed Document Number	201896870
Deed Book / Page	6469 / 345
Last Transfer Date	May 6, 2020
Transfer Doc	6657220
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NC
Recording Date	May 7, 2020
Property Address	503 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	6657220
Book / Page	006657 / 000220
Instrument Date	May 6, 2020
Instrument	30020589
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2407 DAVIS RD HILLSBOROUGH NC 272789356, HILLSBOROUGH, NC 27278-9356

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NC
Recording Date	May 25, 2018
Property Address	503 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	6469345
Book / Page	006469 / 000345
Instrument Date	Mar 12, 2018
Instrument	96870
Transaction Type	Transfer
Record Updated	Jan 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2407 DAVIS RD HILLSBOROUGH NC 272789356, HILLSBOROUGH, NC 27278-9356

Mortgage

Document Number	6469351
Date	May 25, 2018
Book Page	006469/000351
Instrument	96880

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 503 Summit Trail Dr was $5,391, up 3.9% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,391.00 (+3.85%)	$429,800 (-) Land $135,000 Building $294,800	$429,800 (-) Land $135,000 Building $294,800
2025	$5,191.00	$429,800 Land $135,000 Building $294,800	$429,800 Land $135,000 Building $294,800
2023	$4,308.00	$287,700 Land $68,800 Building $218,900	$287,700 Land $68,800 Building $218,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Summit Trail Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Summit Trail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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