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503 Stephenson Rd, Stephenson, VA 22656 Property Records

Frederick County property record for 503 Stephenson Rd, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,524 sqft · built 1966
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (May 2023)
Tax Bill$1,349 (2026)
Deeds & MortgagesDec 2025 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44A-177

Property Details

APN / Parcel Number

Primary APN44A-177
Alternative APN
  • 8009047

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
Gross Area3,189 sqft
1st Floor Area1,524 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
TerrainRolling
Garage TypeDetached
Garage Area462 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area42 sqft
Patio Area39 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number8009047
Street Address503 STEPHENSON RD
CitySTEPHENSON
StateVA
Zip22656-1844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.50 ACRE
Legal Subdivision5
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group3
Census Block3000
Census Tract50100

Owner

Source: Frederick County records · APN 44A-177

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address108 BUCCANEER CT, STEPHENSON, VA 22656-1953
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC
May 16, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Deed Document Number20234000
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address503 STEPHENSON RD, STEPHENSON, VA 22656-1844
Transaction TypeMortgage
Record UpdatedJan 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 LORETTO DR, CLEAR BROOK, VA 22624-1370

Mortgage

Document Number0000012846
DateDec 22, 2025
Instrument250012846
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.62%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateMay 16, 2023
Property Address503 STEPHENSON RD, STEPHENSON, VA 22656-1844
Document Number0000004000
Instrument DateMay 08, 2023
Instrument230004000
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 BUCCANEER CT, STEPHENSON, VA 22656-1953

Mortgage

Document Number0000004001
DateMay 16, 2023
Instrument230004001
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,349.00 (+10.48%)$254,450 Land $89,000 Building $165,450$254,450 Land $89,000 Building $165,450
2025$1,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 32% of the US · above 54% of Virginia
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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