503 Smyrna Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 503 Smyrna Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,256 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Nov 2021)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`278-00-00-043A`

Property Details

APN / Parcel Number

Primary APN	`278-00-00-043A`
Alternative APNs	`0278 00 00 043A` `6643`

Interior

Stories	1 Story
Building Area	2,256 sqft Gross Area
Gross Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	348 sqft

Location & Zoning

Account Number	6643
Old Parcel Number	0278 00 00 043A
Street Address	503 SMYRNA RD
City	ELGIN
State	SC
Zip	29045-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	IY-972 5 MI N OF ELGIN 1380 GEORGE M WATERS JE D/O/D 5/3/05 PER D/C
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2017
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	503 SMYRNA RD, ELGIN, SC 29045-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	0000462618
Record Updated	Jun 8, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 31, 2020
Property Address	503 SMYRNA RD, ELGIN, SC 29045-9753
Document Number	0000000937
Book / Page	004162 / 000073
Instrument Date	Jan 29, 2020
Instrument	937
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 SMYRNA RD ELGIN SC 290459753, ELGIN, SC 29045-9753

Mortgage

Document Number	938
Date	Jan 31, 2020
Book Page	004162/000077
Instrument	938

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (+158.61%)	$206,800 (-) Land $20,000 Building $186,800	$206,800 (-)
2023	$505.00	$206,800 Land $20,000 Building $186,800	$206,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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