503 Shady Acres Rd, Centertown, MO 65023 Property Records

Cole County property record for 503 Shady Acres Rd, Centertown, MO 65023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,221 sqft · built 1988
Lot Size	4.94 acres (215,186 sqft)
Owner	Individual Name on File
Last Sale	$247,800 (Mar 2019)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-32-0000-002-013`

Property Details

APN / Parcel Number

Primary APN	`06-09-32-0000-002-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,221 sqft Living Area
1st Floor Area	1,306 sqft
Basement Area	915 sqft
Unfinished Basement	915 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	215,186 sqft (4.94 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	503 SHADY ACRES RD
City	CENTERTOWN
State	MO
Zip	65023-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SENW FR SW COR SENW SEC 32 E 358.81 POB N 692 E 307.58 S 692 W 305.77 POB EXC THAT PT TAKEN FOR HWY 50
Legal Range	13W
Legal Township	45N
Legal Section	32
Legal Subdivision	PART OF THE SE 1/4 OF THE NW 1/4
Jurisdiction	COLE MO
Township / Civil Division	MARION
Census Block Group	1
Census Block	1093
Census Tract	20600

Owner

503 Shady Acres Rd is owned and occupied by an individual who bought it in March 2019.

Source: Cole County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Mar 28, 2019	Deed of Trust, Mortgage · FHA Mortgage NAVY FCU
Jul 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 20, 2018	Deed of Trust, Mortgage JEFFERSON BANK
Mar 15, 2018	Deed of Trust, Mortgage JEFFERSON BANK
Mar 28, 2019	Warranty Deed, Transfer · FHA Mortgage NAVY FCU
Feb 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Prior Sale	Feb 22, 2018
Deed Document Number	20192297
Deed Book / Page	696 / 801
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Recording Date	Sep 3, 2026
Property Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Document Number	0000008223
Book / Page	784 / 39
Instrument Date	Aug 28, 2026
Instrument	20268223
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517

Mortgage

Document Number	0000008223,
Date	Sep 3, 2026
Book Page	784/39
Instrument	20268223

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 27, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000696/802
Date	Mar 28, 2019
Book Page	696/802
Instrument	201902298

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000741/294
Date	Jul 12, 2022
Book Page	741/294
Instrument	202206808

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718/85
Date	Nov 16, 2020
Book Page	718/85

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000693/0000000478
Date	Nov 20, 2018
Book Page	0000000693/0000000478
Instrument	201810675

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000685/0000000757
Date	Mar 15, 2018
Book Page	0000000685/0000000757
Instrument	201802106

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2033

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Mar 28, 2019
Property Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Document Number	696/801
Book / Page	696 / 801
Instrument Date	Mar 27, 2019
Instrument	201902297
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517

Mortgage

Document Number	696/802
Date	Mar 28, 2019
Book Page	696/802
Instrument	201902298

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Feb 22, 2018
Property Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517
Document Number	685/098
Book / Page	685 / 098
Instrument Date	Feb 20, 2018
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 SHADY ACRES RD, CENTERTOWN, MO 65023-3517

Tax Assessment & Valuation

The 2025 property tax bill for 503 Shady Acres Rd was $2,475.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,300 (+5.05%) Land $4,400 Building $38,900
2025	$2,475.00	$41,220 Land $4,160 Building $37,060	$227,800 Land $23,000 Building $204,800
2023		$41,220 Land $4,160 Building $37,060	$216,900 Land $21,900 Building $195,000
2022	$2,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 Shady Acres Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Shady Acres Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Mediacom Xtream.

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