503 S 5th St, Effingham, IL 62401 Property Records

Effingham County property record for 503 S 5th St, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	3,536 sqft · built 1963
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$1,348,000 (Jun 2025)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Jan 2022 Sale & Line of Credit Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-036-035`

Property Details

APN / Parcel Number

Primary APN	`03-16-036-035`

Interior

Building Area	3,536 sqft Base Area
1st Floor Area	3,536 sqft
Basement Area	3,536 sqft
Unfinished Basement	3,536 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	503 S 5TH ST
City	EFFINGHAM
State	IL
Zip	62401-2695
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 1/2 LOT 31 BLK 6 RAILROAD ADD A 25001917 3756/288 3756/282 3756/276 1090/346 922/77
Legal Subdivision	RAILROAD ADDITION
Legal Block	6
Legal Lot Number	31
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2004
Census Tract	950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	296 N 3000 EAST RD, STEWARDSON, IL 62463-4152
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Line of Credit TEUTOPOLIS STATE BANK
Jan 24, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 24, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	20251917
Prior Transfer Date	Dec 21, 2021
Prior Transfer Doc	003756/282
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 24, 2022
Property Address	503 S 5TH ST, EFFINGHAM, IL 62401-2695
Document Number	003756/288
Book / Page	3756 / 288
Map Reference	PL 5 PG 232
Instrument Date	Jan 11, 2022
Instrument	202222000340
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 W WATER ST, TEUTOPOLIS, IL 62467-1018

Mortgage

Document Number	202222000341
Date	Jan 24, 2022
Instrument	202222000341

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2027

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 24, 2022
Property Address	503 S 5TH ST, EFFINGHAM, IL 62401-2695
Document Number	003756/282
Book / Page	3756 / 282
Map Reference	PL 5 PG 232
Instrument Date	Dec 21, 2021
Instrument	202222000337
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17141 N OAK BLUFF DR, EFFINGHAM, IL 62401-5378

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 24, 2022
Property Address	503 S 5TH ST, EFFINGHAM, IL 62401-2695
Document Number	003756/276
Book / Page	3756 / 276
Map Reference	PL 5 PG 232
Instrument Date	Dec 1, 2021
Instrument	202222000336
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1714 N OAK BLUFF DR, EFFINGHAM, IL 62401

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,345.00 (-8.12%)	$77,020 (+10.01%) Land $17,110 Building $59,910	$231,060 (+10.01%) Land $51,330 Building $179,730
2024	$4,729.00 (+21.01%)	$70,010 (+19.9%) Land $15,550 Building $54,460	$210,030 (+19.9%) Land $46,650 Building $163,380
2022	$3,908.00	$58,390 Land $12,970 Building $45,420	$175,170 Land $38,910 Building $136,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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