503 Rayley Ct, Greeneville, TN 37745 Property Records

Greene County property record for 503 Rayley Ct, Greeneville, TN 37745

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,724 sqft · built 2012
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jul 2025)
Tax Bill	$3,752 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030099C C 01500`

Property Details

APN / Parcel Number

Primary APN	`030099C C 01500`
Alternative APN	`099C C 01500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,724 sqft Living Area
1st Floor Area	1,260 sqft
Upper Floors Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	503 RAYLEY CT
City	GREENEVILLE
State	TN
Zip	37745-1087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DISTRICT: 13, COUNTY AREA: G01
Legal Subdivision	SHILOH SHOALS S D
Legal Lot Number	15 91
Jurisdiction	GREENE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3003
Census Tract	90300

Owner

Source: Greene County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	503 RAYLEY CT, GREENEVILLE, TN 37745-1087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 15, 2021	Warranty Deed, Transfer NOT AVAILABLE, FOUNDATION T&E JOHNSON CITY
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 13, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Dec 16, 2022 · Amount on File
Deed Document Number	25005929
Deed Book / Page	748A / 2316
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE TN
Recording Date	Jul 1, 2025
Property Address	503 RAYLEY CT, GREENEVILLE, TN 37745-1087
Document Number	00748A2316
Book / Page	748A / 2316
Map Reference	CAB G SL 786
Instrument Date	Jun 30, 2025
Instrument	25005929
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	UNIFIED TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 RAYLEY CT, GREENEVILLE, TN 37745-1087

Mortgage

Document Number	0025005930
Date	Jul 1, 2025
Instrument	25005930

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE TN
Recording Date	Dec 16, 2022
Property Address	503 RAYLEY CT, GREENEVILLE, TN 37745-1087
Document Number	00696A1749
Book / Page	696A / 1749
Map Reference	CAB G SL 786
Instrument Date	Dec 16, 2022
Instrument	22013158
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	EAST TENNESSEE T&E SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022013159
Date	Dec 16, 2022
Instrument	22013159

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.05%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE TN
Recording Date	Mar 15, 2021
Property Address	503 RAYLEY CT, GREENEVILLE, TN 37745-1087
Document Number	00655A1756
Book / Page	655A / 1756
Map Reference	CAB G SL 786
Instrument Date	Mar 12, 2021
Instrument	21002804
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	NOT AVAILABLE, FOUNDATION T&E JOHNSON CITY

Transaction

Amount	Amount on Record
Tax	$1,161.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 RAYLEY CT, GREENEVILLE, TN 37745-1087
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE TN
Property Address	503 RAYLEY CT, GREENEVILLE, TN 37745-1087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	632A763
Date	Feb 21, 2020
Book Page	632A/763
Instrument	20001689

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE TN
Recording Date	May 13, 2019
Property Address	503 RAYLEY CT, GREENEVILLE, TN 37745-1087
Document Number	618A717
Book / Page	00618A / 000717
Instrument Date	May 10, 2019
Instrument	4056
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	503 RAYLEY CT GREENEVILLE TN 377451087, GREENEVILLE, TN 37745-1087

Mortgage

Document Number	618A720
Date	May 13, 2019
Book Page	00618A/000720
Instrument	4057

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

Source: Greene County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Greene County
Municipality	Greeneville Town
Unified School District	Greeneville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,752.00	$112,100 (-) Land $6,850 Building $105,250
2024	$3,752.00	$112,100 (-) Land $6,850 Building $105,250
2023	$3,752.00 (+41.8%)	$112,100 (+76.33%) Land $6,850 Building $105,250	$448,400 (+76.33%) Land $27,400 Building $421,000
2022	$2,646.00	$63,575 Land $6,100 Building $57,475
2021			$254,300 Land $24,400 Building $229,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2001–2006)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENEVILLE WATER COMMISSION serves 26,657 people · EPA ID TN0000273
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GEA Connect Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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