Osceola County property record for 503 Ponderosa Dr, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,981 sqft · built 1971 |
| Lot Size | 0.287 acres (12,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Jun 2017) |
| Tax Bill | $2,158 (2025) |
| Deeds & Mortgages | Jun 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-26-30-0900-0001-0470 |
| Primary APN | 04-26-30-0900-0001-0470 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,981 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 1,981 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,501 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Metal Porch |
| Porch Area | 660 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 503 PONDEROSA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1 |
| Legal Description | PINE LAKE ESTATES UNIT 1 PB 2 PG 58 LOT 47 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT 1 |
| Legal Tract | 900 |
| Legal Block | 470 |
| Legal Lot Number | 47 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 43208 |
503 Ponderosa Dr is owned and occupied by two individuals who bought it in June 2017.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 PONDEROSA DR, SAINT CLOUD, FL 34769-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Deed Book / Page | 5162 / 1010 |
| Prior Transfer Date | Jun 23, 2005 |
| Prior Transfer Doc | 0028232956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 12, 2017 |
| Property Address | 503 PONDEROSA DR, SAINT CLOUD, FL 34769-1657 |
| Document Number | 0051621010 |
| Book / Page | 005162 / 001010 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 85134 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 PONDEROSA DR ST CLOUD FL 347691657, ST CLOUD, FL 34769-1657 |
The 2025 property tax bill for 503 Ponderosa Dr was $2,158 with a homeowner's exemption, up 3.8% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,158.00 (+3.75%) Homeowner's exemption | $163,467 | $352,900 Land $65,000 Building $287,900 |
| 2024 | $2,080.00 (+3.07%) | ||
| 2023 | $2,018.00 (+4.07%) Homeowner's exemption | $154,234 (+3%) | $364,600 (+16.71%) Land $60,000 Building $304,600 |
| 2022 | $1,939.00 Homeowner's exemption | $149,742 | $312,400 Land $55,000 Building $257,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 Ponderosa Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 503 Ponderosa Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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