Madison County property record for 503 Pinehurst Cir, Richmond, KY 40475 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Jun 1998) |
| Tax Bill | $2,876 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0004-0051 |
| Primary APN | 0056-0004-0051 |
|---|---|
| Alternative APNs |
|
| Lot Area | 45,738 sqft (1.05 acres) |
|---|
| Account Number | 49990 |
|---|---|
| Street Address | 503 PINEHURST CIR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RIDGE LOT 51 |
| Legal Subdivision | WILLOW RIDGE |
| Legal Lot Number | 51 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10903 |
Source: Madison County records · APN 0056-0004-0051
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 PINEHURST CIR, RICHMOND, KY 40475-7886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PARK COMMUNITY FCU |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 1998 · Amount on Record |
| Deed Sale | Jun 02, 1998 · Amount on Record |
| Deed Document Number | 0000048632 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 503 PINEHURST CIR, RICHMOND, KY 40475-7886 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01801/426 |
|---|---|
| Date | May 03, 2018 |
| Book Page | M01801/426 |
| Instrument | 2013975233 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 503 PINEHURST CIR, RICHMOND, KY 40475-7886 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01969/503 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | M01969/503 |
| Instrument | 2014018397 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,876.00 (+26.2%) Additional exemption filed | $305,000 (+29.79%) | $305,000 (+29.79%) |
| 2023 | $2,279.00 | $235,000 | $235,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510109031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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