503 Park St, Waterloo, IL 62298 Property Records

Monroe County property record for 503 Park St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Lot Size	0.58 acres (25,215 sqft)
Owner	Company Name on Record
Last Sale	$1,350,000 (Jun 2025)
Tax Bill	$17,554 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-183-021-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-183-021-000`
Alternative APN	`07251010300602 00`

Exterior

Lot Area	25,215 sqft (0.58 acres)
Lot Dimensions	176 ft deep x 127 ft wide

Location & Zoning

Street Address	503 PARK ST
City	WATERLOO
State	IL
Zip	62298-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WI1
Legal Description	PART LOT 37A WEST OUTLOTS SEC 25
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	EAST RDG ADD 04
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3045
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1523 DANNEHOLD FARMS DR, WATERLOO, IL 62298-5618
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK
Nov 30, 2020	Deed of Trust, Mortgage ARBOR COM'L FNDG
Nov 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 13, 2017	Warranty Deed, Transfer · Commercial Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	503 PARK ST, WATERLOO, IL 62298-1373
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000418843
Date	Aug 3, 2021
Instrument	418843

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	503 PARK ST, WATERLOO, IL 62298-1373
Document Number	0000413003
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3491 LEVEE RD CENTRALIA IL 628018731, CENTRALIA, IL 62801-8731

Mortgage

Document Number	0000413003
Date	Dec 2, 2020
Instrument	413003

Lender

Name	ARBOR COM'L FNDG
Type	Funding / Finance Company
Address	333 EARLE OVINGTON BLVD, UNIONDALE, NY 11553-3610

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Dec 1, 2032

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Nov 13, 2020
Property Address	503 PARK ST, WATERLOO, IL 62298-1373
Document Number	0000412452
Instrument Date	Oct 27, 2020
Instrument	412452
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3491 LEVEE RD CENTRALIA IL 628018731, CENTRALIA, IL 62801-8731

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 13, 2017
Property Address	503 PARK ST, WATERLOO, IL 62298-1373
Document Number	0000388293
Instrument Date	Feb 7, 2017
Instrument	388293
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,432.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 N FRANKLIN ST, SALEM, IL 62881-4229

Mortgage

Document Number	0000388294
Date	Feb 13, 2017
Instrument	388294

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,500 (+7.27%) Land $18,680 Building $263,820	$847,500 (+7.27%) Land $56,040 Building $791,460
2024	$17,554.00
2022		$263,350 Land $16,520 Building $246,830	$790,050 Land $49,560 Building $740,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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