Placer County property record for 503 O St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,094 sqft · built 1954 |
| Lot Size | 0.149 acres (6,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Mar 2018) |
| Tax Bill | $2,921 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-061-007-000 |
| Primary APN | 008-061-007-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,094 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 6,497 sqft (0.149 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 503 O ST |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR L 9 10 BLK 29 WESTERN ADD # |
| Legal Subdivision | WESTERN ADD |
| Legal Block | 29 |
| Legal Lot Number | 9 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 21403 |
503 O St is owned and occupied by an individual who bought it in March 2018.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 O ST, LINCOLN, CA 95648-1559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WEST COAST LENDING TEAM |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional with PMI WEST COAST LNDG |
| Mar 28, 2018 | Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Feb 15, 2017 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on File |
| Deed Sale | Mar 28, 2018 · Amount on File |
| Prior Sale | Feb 15, 2017 · Amount on File |
| Deed Document Number | 201820719 |
| Prior Transfer Date | Mar 19, 2018 |
| Prior Transfer Doc | 0000020719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 503 O ST, LINCOLN, CA 95648-1559 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000044707 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 2017-0044707 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 503 O ST, LINCOLN, CA 95648-1559 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5030 OSTREET, LINCOLN, CA 95648 |
| Document Number | 0000154584 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-0154584 |
| Name | WEST COAST LENDING TEAM |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 503 O ST, LINCOLN, CA 95648-1559 |
| Document Number | 0000078209 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 503 O ST LINCOLN CA 956481559, LINCOLN, CA 95648-1559 |
| Document Number | 0000078209 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 78209 |
| Name | WEST COAST LNDG |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 28, 2018 |
| Property Address | 503 O ST, LINCOLN, CA 95648-1559 |
| Document Number | 0000020719 |
| Map Reference | MB C PG59 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 2018-0020719 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | PLACER TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 503 O ST, LINCOLN, CA 95648-1559 |
| Document Number | 0000020720 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018-0020720 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 15, 2017 |
| Property Address | 503 O ST, LINCOLN, CA 95648-1559 |
| Document Number | 0000011576 |
| Map Reference | MAP C PG59 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 2017-0011576 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 O ST, LINCOLN, CA 95648-1559 |
| Document Number | 0000011577 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017-0011577 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 503 O St was $2,921 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $290,141 (+2%) Land $87,041 Building $203,100 | |
| 2025 | $2,921.00 Homeowner's exemption | $284,453 Land $85,335 Building $199,118 |
| 2023 | $2,851.00 (+1.57%) Homeowner's exemption | $273,409 Land $82,022 Building $191,387 |
| 2022 | $2,807.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 503 O St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 503 O St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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