503 Niguel, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 503 Niguel, Watsonville, CA 95076

Property Summary

Property Type	Government / Public Use
Details	3 bd · 2 ba · 288 sqft · built 1994
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on File
Last Sale	$502,000 (May 2022)
Tax Bill	$7,664 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-621-13`

Property Details

APN / Parcel Number

Primary APN	`051-621-13`
Alternative APN	`051-621-13-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	288 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	503 NIGUEL
City	WATSONVILLE
State	CA
Zip	95076-1279
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Local Zoning Code	R-1-6
Legal Description	TR 965
Legal Subdivision	ARROYO VERDE
Legal Tract	965
Legal Lot Number	73
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3008
Census Tract	122500

Owner

503 Niguel, a public works property, is owned and occupied by two individuals who bought it in May 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	503 NIGUEL, WATSONVILLE, CA 95076-1279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Apr 1, 1994 · Amount on File
Deed Document Number	202215114
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	0000031336
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 12, 2022
Property Address	503 NIGUEL, WATSONVILLE, CA 95076-1279
Document Number	0000015114
Map Reference	VOL 84 PG 13
Instrument Date	Apr 27, 2022
Instrument	2022-0015114
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	503 NIGUEL, WATSONVILLE, CA 95076-1279
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015116
Date	May 12, 2022
Instrument	2022-0015116

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000015117
Date	May 12, 2022
Instrument	2022-0015117

Lender

Name	COUNTY OF SANTA CRUZ
Type	Government Agency
Address	SANTA CRUZ, CA 95060

Agreement

Type	Stand-Alone First Mortgage

Tax Assessment & Valuation

The 2025 property tax bill for 503 Niguel was $7,664 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,976 (+2%) Land $324,729 Building $218,247
2025	$7,664.00 Homeowner's exemption	$532,329 Land $318,362 Building $213,967
2023	$6,760.00 (+71.4%) Homeowner's exemption	$511,659 Land $306,000 Building $205,659	$492,750
2022	$3,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Niguel in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	42 (1982–2023)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 5 claims Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Niguel is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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