Champaign County property record for 503 N State St, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,111 sqft · built 1922 |
| Lot Size | 0.099 acres (4,292 sqft) |
| Owner | Individual Name on File |
| Last Sale | $336,500 (Sep 2025) |
| Tax Bill | $3,169 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-254-013 |
| Primary APN | 42-20-12-254-013 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,111 sqft Building Perimeter |
| 1st Floor Area | 1,111 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 4,292 sqft (0.099 acres) |
| Garage Type | Detached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Heating System | Central |
|---|
| Street Address | 503 N STATE ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-3572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 24 COLUMBIAS, C.F., ADD OF TOWN LOTS |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | COLUMBIAS, C.F., ADD OF TOWN LOTS AND OT |
| Legal Lot Number | 24 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 11001 |
503 N State St is owned by an individual who bought it in September 2025.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 612 S PROSPECT AVE, CHAMPAIGN, IL 61820-5849 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LONGVIEW BANK |
| Aug 31, 2022 | Warranty Deed, Transfer NOT AVAILABLE, ACT |
| Oct 24, 2018 | Loan Modification, Mortgage BANKCHAMPAIGN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on File |
| Deed Sale | Sep 9, 2025 · Amount on File |
| Prior Sale | Oct 25, 2013 · Amount on File |
| Deed Document Number | 202513659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 503 N STATE ST, CHAMPAIGN, IL 61820-3572 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005591 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023R05591 |
| Name | LONGVIEW BANK |
|---|---|
| Type | Bank |
| Address | OGDEN, IL 61859 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 31, 2022 |
| Property Address | 503 N STATE ST, CHAMPAIGN, IL 61820-3572 |
| Document Number | 0000016216 |
| Map Reference | MB F PG 403 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022R16216 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | NOT AVAILABLE, ACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 WESTWOOD PL, DANVILLE, IL 61832-2975 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 503 N STATE ST, CHAMPAIGN, IL 61820-3572 |
| Document Number | 0000018796 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 384 URBANA IL 618030384, URBANA, IL 61803-0384 |
| Document Number | 0000018796 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 18796 |
| Name | BANKCHAMPAIGN |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61824-1490 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 30, 2023 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,770 Land $5,440 Building $35,330 | $122,310 Land $16,320 Building $105,990 | |
| 2024 | $3,169.00 | ||
| 2022 | $2,808.00 | $30,540 Land $4,080 Building $26,460 | $91,620 Land $12,240 Building $79,380 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 503 N State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 503 N State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink, T-Mobile, Volo.net Internet+Tech.
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