503 N Main St, Yale, MI 48097 Property Records

St. Clair County property record for 503 N Main St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1935
Lot Size	0.381 acres (16,596 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Dec 2020)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Dec 2020 Sale May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`74-08-358-0001-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-358-0001-000`

Interior

Full Baths	2 Baths
Building Area	1,536 sqft Living Area
1st Floor Area	926 sqft
Basement Area	610 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	16,596 sqft (0.381 acres)
Lot Dimensions	158 ft deep x 104 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	503 N MAIN ST
City	YALE
State	MI
Zip	48097-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2 & 3 HOLMES SUBD OF LOTS 1, 2, 3, 4, 15, 16, 17 & 18 BLOCK 5 OF REED & MC NUTTS SECOND ADDITION TO BROCKWAY CENTER
Legal Subdivision	HOLMES SUBD
Legal Block	5
Legal Lot Number	1-4,15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1044
Census Tract	655100

Owner

503 N Main St is owned and occupied by two individuals who bought it in December 2020.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	503 N MAIN ST, YALE, MI 48097-2844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer LIBERTY TITLE
May 19, 2018	Loan Modification, Mortgage · Conventional Mortgage TRI CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Deed Document Number	202032077
Deed Book / Page	5290 / 374
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 17, 2020
Property Address	503 N MAIN ST, YALE, MI 48097-2844
Document Number	0005290374
Book / Page	5290 / 374
Map Reference	LB 22 PG 220
Instrument Date	Nov 24, 2020
Instrument	2020032077
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 N MAIN ST, 503, YALE, MI 48097-2844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 N MAIN ST, YALE, MI 48097-2844

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	503 N MAIN ST, YALE, MI 48097-2844
Document Number	0049490672
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	503 N MAIN ST BROCKWAY MI 480972844, BROCKWAY, MI 48097-2844

Mortgage

Document Number	0049490672
Date	May 29, 2018
Book Page	004949/000672

Lender

Name	TRI CNTY BK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 28, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 503 N Main St was $3,510 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,100 (+0.4%)	$200,200
2025	$3,510.00 (+4.03%) Homeowner's exemption	$99,700
2024	$3,374.00		$199,400
2023		$88,400
2022	$3,107.00		$176,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 503 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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