503 N Main St, Bluffton, OH 45817 Property Records

Allen County property record for 503 N Main St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,364 sqft · built 1920
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Aug 2025)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Feb 2023 Sale May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-0109-04-003.000`

Property Details

APN / Parcel Number

Primary APN	`28-0109-04-003.000`
Alternative APN	`A0228010904003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	908 sqft
Upper Floors Area	456 sqft
Basement Area	623 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Porch	Enclosed Frame Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	503 N MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL LOT 3 JOINT TEN FF 060.000
Legal Subdivision	VILLAGE/BLUFFTON
Legal Lot Number	3
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2032
Census Tract	10100

Owner

503 N Main St is owned by two individuals who bought it in August 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 57100, SALT LAKE CITY, UT 84157-0100
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer
May 23, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Feb 16, 2023 · Amount on File
Deed Document Number	20258212
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 16, 2023
Property Address	503 N MAIN ST, BLUFFTON, OH 45817-1381
Document Number	2160001185
Book / Page	2023 / 1185
Map Reference	MB 1 PG 34
Instrument Date	Feb 15, 2023
Instrument	202302160001185
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	503 N MAIN ST, BLUFFTON, OH 45817-1381

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	503 N MAIN ST, BLUFFTON, OH 45817-1381
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5230006129
Date	May 23, 2022
Book Page	2022/6129
Instrument	202205230006129

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jun 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	503 N MAIN ST, BLUFFTON, OH 45817-1381
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2110001890
Date	Feb 11, 2021
Book Page	2021/1890
Instrument	202102110001890

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	503 N MAIN ST, BLUFFTON, OH 45817-1381
Document Number	0000009520
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	503 N MAIN ST BLUFFTON OH 458171381, BLUFFTON, OH 45817-1381

Mortgage

Document Number	0000009520
Date	Sep 12, 2019
Instrument	9520

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 11, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 503 N Main St was $1,225, down 2.9% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00 (-2.93%)	$37,100 (-) Land $8,120 Building $28,980	$106,000 (-) Land $23,200 Building $82,800
2024	$1,262.00 (+10.7%) Homeowner's exemption	$37,100 (+20.03%) Land $8,120 Building $28,980	$106,000 Land $23,200 Building $82,800
2023	$1,140.00 (+2.52%) Homeowner's exemption	$30,910 (-) Land $6,760 Building $24,150
2022	$1,112.00 Homeowner's exemption	$30,910 Land $6,760 Building $24,150
2021			$88,300 Land $19,300 Building $69,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 503 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: HDER Link.

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