503 N Locust St, Momence, IL 60954 Property Records

Kankakee County property record for 503 N Locust St, Momence, IL 60954

Property Summary

Property Type	Single Family Home
Lot Size	0.305 acres (13,324 sqft)
Owner	Individual Name on Record
Tax Bill	$2,771 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-11-18-310-016`

Property Details

APN / Parcel Number

Primary APN	`05-11-18-310-016`

Exterior

Lot Area	13,324 sqft (0.305 acres)

Location & Zoning

Street Address	503 N LOCUST ST
City	MOMENCE
State	IL
Zip	60954-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 80' OF E 166.55' OF SEQ BLK 41 18-31-14E M11-18E
Legal Subdivision	110
Legal Block	41
Jurisdiction	KANKAKEE IL
Township / Civil Division	MOMENCE
Census Block Group	2
Census Block	2007
Census Tract	10900

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 N MAPLE ST, MOMENCE, IL 60954-1664
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST AND SAVINGS BANK
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit MUNICIPAL TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Recording Date	May 19, 2026
Property Address	503 N LOCUST ST, MOMENCE, IL 60954-1237
Document Number	0000005588
Instrument Date	May 14, 2026
Instrument	20265588
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 N LOCUST ST, MOMENCE, IL 60954-1237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005588,
Date	May 19, 2026
Instrument	20265588

Lender

Name	MUNICIPAL TRUST AND SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	503 N LOCUST ST, MOMENCE, IL 60954-1237
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202307085
Date	Aug 1, 2023
Instrument	202307085

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 31, 2028

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Momence Township
Municipality	Momence City
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,771.00 (+11.06%)	$37,781 (+41.02%) Land $11,667 Building $26,114	$113,343 (+41.02%) Land $35,001 Building $78,342
2024	$2,495.00 (+24.63%)
2023		$26,792 Land $10,606 Building $16,186	$80,376 Land $31,818 Building $48,558
2022	$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–1999)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOMENCE serves 3,075 people · EPA ID IL0910650
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on N Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures