503 N Laurel St, Springfield, GA 31329 Property Records

Effingham County property record for 503 N Laurel St, Springfield, GA 31329

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,500 sqft · built 1948
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$3,163 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S1010015000`

Property Details

APN / Parcel Number

Primary APN	`S1010015000`
Alternative APNs	`S1010015A00` `S1010015` `26292` `33826`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Building Area	4,500 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	82 ft deep x 91 ft wide
Garage Area	3,664 sqft
Utility Building	720 sqft

Location & Zoning

Account Number	33826
Street Address	503 N LAUREL ST
City	SPRINGFIELD
State	GA
Zip	31329-6815
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-2
Legal Description	.51 AC (COMB S101-16A) PLT 29/928
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2055
Census Tract	30205

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	606 N LAUREL ST, SPRINGFIELD, GA 31329-6817
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF NEWINGTON
Jul 28, 2020	Warranty Deed, Transfer
Jul 28, 2020	Warranty Deed, Transfer
Jun 17, 2019	Warranty Deed, Transfer
Jun 17, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 17, 2026
Property Address	503 N LAUREL ST, SPRINGFIELD, GA 31329-6815
Document Number	0000000082
Book / Page	3070 / 200
Instrument Date	Sep 16, 2026
Instrument	202682
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 N LAUREL ST, SPRINGFIELD, GA 31329-6815

Mortgage

Document Number	0000000082,
Date	Sep 17, 2026
Book Page	3070/200
Instrument	202682

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 1, 2033

Interest

Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 28, 2020
Property Address	503 N LAUREL ST, SPRINGFIELD, GA 31329-6815
Document Number	002610/869
Book / Page	2610 / 869
Instrument Date	Jul 28, 2020
Instrument	2020-002046
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N LAUREL ST, SPRINGFIELD, GA 31329-6816
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 28, 2020
Property Address	503 N LAUREL ST, SPRINGFIELD, GA 31329-6815
Document Number	002610/870
Book / Page	2610 / 870
Instrument Date	Jul 28, 2020
Instrument	2020-002047
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N LAUREL ST, SPRINGFIELD, GA 31329-6816
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 17, 2019
Property Address	503 N LAUREL ST, SPRINGFIELD, GA 31329-6815
Document Number	002530/703
Book / Page	2530 / 703
Instrument Date	Jun 17, 2019
Instrument	2019-001645
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 SPRINGFIELD EGYPT RD, SPRINGFIELD, GA 31329-4040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 17, 2019
Property Address	503 N LAUREL ST, SPRINGFIELD, GA 31329-6815
Document Number	002530/701
Book / Page	2530 / 701
Instrument Date	Jun 17, 2019
Instrument	2019-001644
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 SPRINGFIELD EGYPT RD, SPRINGFIELD, GA 31329-4040

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,806 (+517%) Land $87,330 Building $329,476	$1,042,015 (+516.99%) Land $218,324 Building $823,691
2025	$3,163.00 (+13.29%)	$67,554 (-17.81%) Land $48,980 Building $18,574	$168,886 (-17.81%) Land $122,450 Building $46,436
2022	$2,792.00	$82,193 Land $27,868 Building $54,325	$205,482 Land $69,670 Building $135,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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