503 N 2nd St, Decherd, TN 37324 Property Records

Franklin County property record for 503 N 2nd St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,058 sqft · built 1940
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Mar 2025)
Tax Bill	$443 (2022)
Deeds & Mortgages	Mar 2025 Sale Apr 2024 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`026056J A 00200`

Property Details

APN / Parcel Number

Primary APN	`026056J A 00200`
Alternative APN	`056J A 00200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1982
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	192 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	503 N 2ND ST
City	DECHERD
State	TN
Zip	37324-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20 WB15 P744, COUNTY AREA: D04
Legal Subdivision	RAMSEY ADD
Legal Block	A
Legal Lot Number	12
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1014
Census Tract	960401

Owner

503 N 2nd St is owned by an individual who bought it in March 2025.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2843 GOURDNECK RD NW, TULLAHOMA, TN 37388-6319
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Warranty Deed, Subdivision Related Transfer
Apr 8, 2024	Warranty Deed, Transfer
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Apr 8, 2024 · Amount on File
Deed Document Number	0000493202
Deed Book / Page	493 / 202
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 12, 2025
Property Address	503 N 2ND ST, DECHERD, TN 37324-3319
Document Number	0025001554
Book / Page	D493 / 202
Instrument Date	Mar 12, 2025
Instrument	25001554
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 N 2ND ST, DECHERD, TN 37324-3319

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 8, 2024
Property Address	503 N 2ND ST, DECHERD, TN 37324-3319
Document Number	0024001898
Book / Page	D484 / 318
Map Reference	MB 48 PG 396
Instrument Date	Apr 5, 2024
Instrument	24001898
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$481.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2843 GOURDNECK RD NW, TULLAHOMA, TN 37388-6319

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 3, 2022
Property Address	503 N 2ND ST, DECHERD, TN 37324-3319
Document Number	0022006234
Book / Page	D469 / 11
Map Reference	MB 48 PG 396
Instrument Date	Aug 2, 2022
Instrument	22006234
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 N 2ND ST, DECHERD, TN 37324-3319

Mortgage

Document Number	0022006235
Date	Aug 3, 2022
Instrument	22006235

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,625 Land $1,475 Building $17,150
2023		$17,050 Land $1,475 Building $15,575
2022	$443.00		$74,500 Land $5,900 Building $68,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 N 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	948.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 N 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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