503 Moonefield Dr, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 503 Moonefield Dr, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 1991
Lot Size	0.719 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Sep 2019)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21A-01-A002`

Property Details

APN / Parcel Number

Primary APN	`21A-01-A002`
Alternative APNs	`5501186300` `3410`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	31,363 sqft (0.719 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	5501186300
Old Parcel Number	21A-01-A002
Street Address	503 MOONEFIELD DR
City	SMITHFIELD
State	VA
Zip	23430-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PAR A C M BEALE PROP PLAT 7/2
Legal Subdivision	PROPERTY/CARL BEALE
Legal Lot Number	3
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1012
Census Tract	280104

Owner

Source: Isle Of Wight County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 MOONEFIELD DR, SMITHFIELD, VA 23430-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	503 MOONEFIELD DR, SMITHFIELD, VA 23430-1517
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MOONEFIELD DR, SMITHFIELD, VA 23430-1517

Mortgage

Document Number	0260000296
Date	Jan 20, 2026
Instrument	260000296

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2066

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00	$372,300 (-) Land $60,000 Building $312,300	$372,300 (-) Land $60,000 Building $312,300
2023		$372,300 Land $60,000 Building $312,300	$372,300 Land $60,000 Building $312,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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