503 Monterey Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 503 Monterey Ave, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1950
Lot Size	0.288 acres (12,550 sqft)
Owner	Individual Name on File
Tax Bill	$6,142 (2023)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-00634200`

Property Details

APN / Parcel Number

Primary APN	`06-000-00634200`
Alternative APNs	`600000634200` `00000634200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Total Area
1st Floor Area	1,440 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,550 sqft (0.288 acres)
Garage Area	450 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	00000634200
Old Parcel Number	600000634200
Street Address	503 MONTEREY AVE
City	ANNAPOLIS
State	MD
Zip	21401-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.148 ACRE 503 MONTEREY AVE W ANNAPOLIS
Legal Subdivision	ACREAGE & UNREC PLATS
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1015
Census Tract	706600

Owner

Source: Anne Arundel County records · APN 06-000-00634200

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	503 MONTEREY AVE, ANNAPOLIS, MD 21401-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 1978
Deed Sale	Apr 25, 1978
Deed Document Number	000775
Record Updated	Jun 07, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	503 MONTEREY AVE, ANNAPOLIS, MD 21401-1331
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MONTEREY AVE, ANNAPOLIS, MD 21401-1331

Mortgage

Document Number	0378000439
Date	Oct 28, 2021
Book Page	37800/439

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,142.00 Homeowner's exemption	$556,000 Land $451,300 Building $104,700	$556,000 Land $451,300 Building $104,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 301 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.