503 Mitchell Dr, San Luis Obispo, CA 93401 Property Records

San Luis Obispo County property record for 503 Mitchell Dr, San Luis Obispo, CA 93401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,281 sqft · built 1935
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Last Sale$1,135,000 (Feb 2022)
Tax Bill$13,198 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2026 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN004-941-001

Property Details

APN / Parcel Number

Primary APN004-941-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,281 sqft Living Area
1st Floor Area1,281 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address503 MITCHELL DR
CitySAN LUIS OBISPO
StateCA
Zip93401-5639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY SLO CAUD TR BL 3 PTN LT 20
Legal SubdivisionCAUDILL
Legal Block3
Legal Lot Number20
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionSAN LUIS OBISPO
Census Block Group3
Census Block3012
Census Tract11105

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Grant Deed, Transfer · Line of Credit
UNION CREDIT UNION
Jul 28, 2026Grant Deed, Transfer
FIDELITY NATIONAL TITLE
Oct 19, 2023Intrafamily Transfer, Transfer
Feb 15, 2022Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 10, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jun 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Oct 27, 2017Grant Deed, Transfer · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Prior SaleOct 27, 2017 · Amount on Record
Deed Document Number20227123
Last Transfer DateOct 5, 2023
Transfer Doc0000031649
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 27, 2026
Property Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639
Document Number0000023673
Instrument DateJul 22, 2026
Instrument202623673
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639

Mortgage

Document Number0000023674,
DateJul 27, 2026
Instrument202623674
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 28, 2026
Property Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639
Document Number0000023875
Instrument DateJul 22, 2026
Instrument202623875
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 19, 2023
Property Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639
Document Number0000031649
Map ReferenceMB 3 PG 32
Instrument DateOct 5, 2023
Instrument2023031649
Transaction TypeTransfer
Record UpdatedOct 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 15, 2022
Property Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639
Document Number0000007123
Map ReferenceMB 3 PG 32
Instrument DateJan 28, 2022
Instrument2022007123
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639

Mortgage

Document Number0000007124
DateFeb 15, 2022
Instrument2022007124
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 10, 2020
Property Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639
Document Number0000028363
Instrument DateJun 4, 2020
Instrument28363
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address503 MITCHELL DR SAN LUIS OBISPO CA 934015639, SAN LUIS OBISPO, CA 93401-5639

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 10, 2020
Property Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639
Document Number0000028364
Map ReferenceMB 3 PG 32
Instrument DateJun 2, 2020
Instrument2020028364
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639

Mortgage

Document Number0000028365
DateJun 10, 2020
Instrument2020028365
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 27, 2017
Property Address503 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5639
Document Number0000049550
Instrument DateOct 6, 2017
Instrument49550
Transaction TypeTransfer
Record UpdatedNov 6, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$658.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 MITCHELL DR SAN LUIS OBISPO CA 934015639, SAN LUIS OBISPO, CA 93401-5639

Mortgage

Document Number49551
DateOct 27, 2017
Instrument49551
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalitySan Luis Obispo City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,228,559 (+2%) Land $865,945 Building $362,614
2025$13,198.00 (+3.63%) Homeowner's exemption$1,204,470 (+4.04%) Land $848,966 Building $355,504
2023$12,736.00 (+87.4%) Homeowner's exemption$1,157,700 Land $816,000 Building $341,700
2022$6,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LUIS OBISPO WATER DEPARTMENT
serves 49,534 people · EPA ID CA4010009
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, AT&T, Peak WiFi, Surfnet Communications.

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