Chesapeake City property record for 503 McCosh Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,233 sqft · built 1978 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (May 2023) |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more |
| APN | 0271016000890 |
| Primary APN | 0271016000890 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| 1st Floor Area | 1,233 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 111 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 503 MCCOSH DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 89 PRINCETON HALLS SEC 6A |
| Legal Subdivision | PRINCETON HALLS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20905 |
503 McCosh Dr is owned by an individual who bought it in May 2023.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10218 ELYS FORD RD, FREDERICKSBURG, VA 22407-9642 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Aug 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Jun 16, 2021 | Warranty Deed, Transfer · Line of Credit TOWNEBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on File |
| Deed Sale | May 17, 2023 · Amount on File |
| Prior Sale | Aug 2, 2022 · Amount on File |
| Deed Document Number | 202310049 |
| Deed Book / Page | 10662 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 17, 2023 |
| Property Address | 503 MCCOSH DR, CHESAPEAKE, VA 23320-6111 |
| Document Number | 010662/496 |
| Book / Page | 10662 / 496 |
| Instrument Date | May 15, 2023 |
| Instrument | 230010049 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 MCCOSH DR, CHESAPEAKE, VA 23320-6111 |
| Document Number | 0230010050 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 230010050 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 2, 2022 |
| Property Address | 503 MCCOSH DR, CHESAPEAKE, VA 23320-6111 |
| Document Number | 10586/1704 |
| Book / Page | 10586 / 1704 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 220024648 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 MCCOSH DR, CHESAPEAKE, VA 23320-6111 |
| Document Number | 0220024649 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 220024649 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 16, 2021 |
| Property Address | 503 MCCOSH DR, CHESAPEAKE, VA 23320-6111 |
| Document Number | 10390/1939 |
| Book / Page | 10390 / 1939 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 210027414 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 GREENBRIER CIR, CHESAPEAKE, VA 23320-2646 |
| Investor | Possibly a Property Investor |
| Document Number | 10390/1942 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 10390/1942 |
| Instrument | 210027415 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 503 McCosh Dr was $3,449, up 9.6% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,300 (+1.7%) Land $130,000 Building $217,300 | $347,300 (+1.7%) Land $130,000 Building $217,300 | |
| 2025 | $3,449.00 (+9.56%) | $341,500 Land $120,000 Building $221,500 | $341,500 Land $120,000 Building $221,500 |
| 2024 | $3,148.00 | ||
| 2023 | $278,800 (+23.42%) Land $95,000 Building $183,800 | $278,800 (+23.42%) Land $95,000 Building $183,800 | |
| 2022 | $225,900 Land $85,000 Building $140,900 | $225,900 Land $85,000 Building $140,900 | |
| 2019 | $1,992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 503 McCosh Dr; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1999) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 503 McCosh Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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