503 Mary Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 503 Mary Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,452 sqft · built 1977
Lot Size	0.22 acres (9,731 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2025)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Feb 2026 Transfer Dec 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-382-034-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-382-034-000`
Alternative APN	`07251830100900 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,731 sqft (0.22 acres)
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	714 sqft

Exterior Amenities

Porch	Slab
Porch Area	311 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	503 MARY DR
City	WATERLOO
State	IL
Zip	62298-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 9 LAKEVIEW ESTATES
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	9
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4009
Census Tract	600501

Owner

503 Mary Dr is owned by two individuals who acquired it in February 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	710 S MARKET ST, WATERLOO, IL 62298-1732
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 23, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Aug 20, 2019	Special Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 1, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 20, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Dec 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	May 4, 2022 · Amount on File
Deed Document Number	2025440640
Last Transfer Date	Feb 10, 2026
Transfer Doc	0000441246
Record Updated	Oct 29, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Feb 13, 2026
Property Address	503 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000441246
Instrument Date	Feb 10, 2026
Instrument	441246
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MARY DR, WATERLOO, IL 62298-1401

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 23, 2025
Property Address	503 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000440640
Map Reference	MB C-2 PG 127
Instrument Date	Dec 23, 2025
Instrument	440640
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 MARY DR, WATERLOO, IL 62298-1401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MARY DR, WATERLOO, IL 62298-1401

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 4, 2022
Property Address	503 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000424120
Map Reference	MB C-2 PG 127
Instrument Date	May 4, 2022
Instrument	424120
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MARY DR, WATERLOO, IL 62298-1401

Mortgage

Document Number	0000424121
Date	May 4, 2022
Instrument	424121

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.99%

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 20, 2019
Property Address	503 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000403096
Instrument Date	Aug 14, 2019
Instrument	403096
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MARY DR, WATERLOO, IL 62298-1401

Mortgage

Document Number	0000403097
Date	Aug 20, 2019
Instrument	403097

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Feb 1, 2019
Property Address	503 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000399800
Instrument Date	Jan 24, 2019
Instrument	399800
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$164.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 HARDY LN WATERLOO IL 622981612, WATERLOO, IL 62298-1612

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Dec 20, 2018
Property Address	503 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000399253
Instrument Date	Dec 4, 2018
Instrument	399253
Transaction Type	Foreclosure
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	55 BEATTIE PL #110 GREENVILLE SC 296015115, 110, GREENVILLE, SC 29601-5115

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Dec 28, 2017
Property Address	503 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000393645
Instrument Date	Dec 12, 2017
Instrument	393645
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	503 MARY DR WATERLOO IL 622981401, WATERLOO, IL 62298-1401

Tax Assessment & Valuation

The 2025 property tax bill for 503 Mary Dr was $4,673, up 1% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,673.00 (+10.03%)	$76,590 (+6.74%) Land $16,360 Building $60,230	$229,770 (+6.74%) Land $49,080 Building $180,690
2024	$4,247.00	$71,752 Land $16,053 Building $55,699	$215,256 Land $48,159 Building $167,097
2022		$65,230 Land $15,140 Building $50,090	$195,690 Land $45,420 Building $150,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 Mary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Mary Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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